Below are the complete branch details for Central Bank of India, MADURAI REGIONAL OFFICE branch, located in MADURAI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is CBIN0281137. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CBIN0281137 for Central Bank of India – MADURAI REGIONAL OFFICE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CBIN0281137 is the IFSC of Central Bank of India's MADURAI REGIONAL OFFICE branch. The format is fixed: CBIN = bank code, 0 = reserved, 281137 = branch identifier.
About the bank
Central Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Madurai Regional Office branch in Madurai, Tamil Nadu is part of this network and uses the IFSC code CBIN0281137 for all electronic settlement.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Madurai Regional Office |
| IFSC Code | CBIN0281137 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAJA MUTHIAH MANDRAM, OPP.DIST.COURT, DR.AMBEDKAR RD.DIST-MADURAI,TAMILNADU-625020 |
| City | Madurai |
| District | Madurai |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22612008 |
About the Madurai Regional Office branch
The Madurai Regional Office branch of Central Bank of India is situated at RAJA MUTHIAH MANDRAM, OPP.DIST.COURT, DR.AMBEDKAR RD.DIST-MADURAI,TAMILNADU-625020. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0281137 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's MADURAI REGIONAL OFFICE branch came to be assigned the code CBIN0281137.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0281137, money simply cannot be routed to the MADURAI REGIONAL OFFICE branch electronically.
Products and account variants supported
Every account opened at the Madurai Regional Office branch is mapped to IFSC CBIN0281137 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CBIN0281137.
Products and services
Customers walking into the Madurai Regional Office branch can access most of Central Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CBIN0281137
How to transfer money using IFSC CBIN0281137
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0281137 across all three.
NEFT to Central Bank of India, MADURAI REGIONAL OFFICE using IFSC CBIN0281137
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0281137, and confirm that the system picks up Central Bank of India – MADURAI REGIONAL OFFICE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CBIN0281137
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Central Bank of India – MADURAI REGIONAL OFFICE, ensure your bank's portal accepts IFSC CBIN0281137 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Central Bank of India MADURAI REGIONAL OFFICE (IFSC CBIN0281137)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0281137 in your mobile or internet banking app, and the money is credited to the MADURAI REGIONAL OFFICE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CBIN0281137 for Central Bank of India – MADURAI REGIONAL OFFICE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CBIN0281137 | Yes – CBIN0281137 | Yes – CBIN0281137 |
For most retail customers crediting the Madurai Regional Office branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CBIN0281137
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – MADURAI REGIONAL OFFICE is still mapped to IFSC CBIN0281137. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0281137 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CBIN0281137
Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the MADURAI REGIONAL OFFICE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0281137 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0281137 and the account number together uniquely identify the Madurai Regional Office branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC CBIN0281137
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Central Bank of India – MADURAI REGIONAL OFFICE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CBIN0281137. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Madurai Regional Office branch sits at RAJA MUTHIAH MANDRAM, OPP.DIST.COURT, DR.AMBEDKAR RD.DIST-MADURAI,TAMILNADU-625020. If you are travelling from outside Madurai, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0281137 and your account number.
Verifying IFSC CBIN0281137 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0281137 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22612008.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Madurai Regional Office branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0281137, however, work 24x7.
Branch address & contact
Central Bank of IndiaMadurai Regional Office Branch
RAJA MUTHIAH MANDRAM, OPP.DIST.COURT, DR.AMBEDKAR RD.DIST-MADURAI,TAMILNADU-625020
Madurai, Tamil Nadu
Phone: 22-22612008
IFSC: CBIN0281137
Frequently asked questions
How do I add Central Bank of India Madurai Regional Office as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0281137, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Central Bank of India Madurai Regional Office branch located?
Central Bank of India's Madurai Regional Office branch is located at RAJA MUTHIAH MANDRAM, OPP.DIST.COURT, DR.AMBEDKAR RD.DIST-MADURAI,TAMILNADU-625020, Madurai, Tamil Nadu.
Does Central Bank of India Madurai Regional Office branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22612008 to confirm.
Is IFSC CBIN0281137 valid for NEFT and RTGS?
Yes. IFSC CBIN0281137 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC CBIN0281137 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0281137 to send funds instantly.
How quickly will an NEFT transfer using CBIN0281137 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Madurai Regional Office reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Madurai Regional Office branch but serve different purposes.
What is the phone number of Central Bank of India Madurai Regional Office branch?
You can reach the branch at 22-22612008 during regular banking hours.
Summary
The IFSC code CBIN0281137 belongs to Central Bank of India's MADURAI REGIONAL OFFICE branch, located at RAJA MUTHIAH MANDRAM, OPP.DIST.COURT, DR.AMBEDKAR… in MADURAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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