IFSC Code of Central Bank of India, Sahkari Ganna Vikas Samiti Ltd. Lucknow Branch, Uttar Pradesh

If you are searching for the IFSC code of Central Bank of India, SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW branch in LUCKNOW, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is CBIN0283948. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW branch, and detailed step-by-step guides for using the IFSC CBIN0283948 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Central Bank of India – SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW is CBIN0283948. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 283948 map to this branch in LUCKNOW, UTTAR PRADESH.

About Central Bank of India

Central Bank of India operates a wide network of branches across India, including the Sahkari Ganna Vikas Samiti Ltd. Lucknow branch in Lucknow. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CBIN0283948.

Branch details at a glance

About the Sahkari Ganna Vikas Samiti Ltd. Lucknow branch

The Sahkari Ganna Vikas Samiti Ltd. Lucknow branch of Central Bank of India is situated at EXTN COUNTER,GANNA VIKAS SAMITI,COURT ROAD,BARABANKI 225001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0283948 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW branch came to be assigned the code CBIN0283948.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0283948, money simply cannot be routed to the SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW branch electronically.

Account types you can open at the Sahkari Ganna Vikas Samiti Ltd. Lucknow branch

Once you have an account at Central Bank of India – SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW, the IFSC CBIN0283948 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sahkari Ganna Vikas Samiti Ltd. Lucknow branch can access most of Central Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CBIN0283948

How to transfer money using IFSC CBIN0283948

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0283948 across all three.

NEFT to Central Bank of India, SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW using IFSC CBIN0283948

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0283948, and confirm that the system picks up Central Bank of India – SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW

If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0283948 while initiating the transfer and the credit will appear within minutes.

IMPS to Central Bank of India SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW (IFSC CBIN0283948)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0283948 in your mobile or internet banking app, and the money is credited to the SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sahkari Ganna Vikas Samiti Ltd. Lucknow

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CBIN0283948:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW is still linked to IFSC CBIN0283948.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC CBIN0283948

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW is still mapped to IFSC CBIN0283948. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0283948 and the beneficiary's account number to complete the transfer.

Online banking and IFSC CBIN0283948

Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0283948 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0283948 and the account number together uniquely identify the Sahkari Ganna Vikas Samiti Ltd. Lucknow branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC CBIN0283948

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Central Bank of India – SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: CBIN0283948.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Sahkari Ganna Vikas Samiti Ltd. Lucknow branch sits at EXTN COUNTER,GANNA VIKAS SAMITI,COURT ROAD,BARABANKI 225001. If you are travelling from outside Lucknow, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0283948 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CBIN0283948 for Central Bank of India – SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sahkari Ganna Vikas Samiti Ltd. Lucknow branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0283948, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CBIN0283948 belongs to Central Bank of India's SAHKARI GANNA VIKAS SAMITI LTD. LUCKNOW branch, located at EXTN COUNTER,GANNA VIKAS SAMITI,COURT ROAD,BARABANKI 225001 in LUCKNOW, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.