Use this page as a one-stop reference for everything related to Central Bank of India's KHATAULI branch in KHATAULI, UTTAR PRADESH. The branch's IFSC code CBIN0280267 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Central Bank of India's KHATAULI branch, the IFSC CBIN0280267 breaks down as follows: CBIN identifies the bank, 0 is the reserved character, and 280267 identifies this particular branch.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Khatauli |
| IFSC Code | CBIN0280267 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GT ROAD, KHATAULI |
| City | Khatauli |
| District | Muzaffarnagar |
| State | Uttar Pradesh |
| STD Code | 22 |
| Phone | 22612008 |
About Central Bank of India
Central Bank of India operates a wide network of branches across India, including the Khatauli branch in Khatauli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CBIN0280267.
About the Khatauli branch
The Khatauli branch of Central Bank of India is situated at GT ROAD, KHATAULI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0280267 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's KHATAULI branch came to be assigned the code CBIN0280267.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0280267, money simply cannot be routed to the KHATAULI branch electronically.
How to transfer money using IFSC CBIN0280267
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0280267 across all three.
NEFT to Central Bank of India, KHATAULI using IFSC CBIN0280267
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0280267, and confirm that the system picks up Central Bank of India – KHATAULI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KHATAULI
If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's KHATAULI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0280267 while initiating the transfer and the credit will appear within minutes.
IMPS to Central Bank of India KHATAULI (IFSC CBIN0280267)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0280267 in your mobile or internet banking app, and the money is credited to the KHATAULI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Khatauli
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CBIN0280267:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHATAULI is still linked to IFSC CBIN0280267.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CBIN0280267
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – KHATAULI is still mapped to IFSC CBIN0280267. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0280267 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Khatauli branch is mapped to IFSC CBIN0280267 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CBIN0280267.
Banking services available
The Khatauli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0280267
MICR & cheque-truncation details
Cheques drawn on the Khatauli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0280267 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CBIN0280267
Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the KHATAULI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0280267 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC CBIN0280267
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Central Bank of India – KHATAULI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CBIN0280267. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Khatauli branch sits at GT ROAD, KHATAULI. If you are travelling from outside Khatauli, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0280267 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CBIN0280267 for Central Bank of India – KHATAULI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khatauli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0280267, however, work 24x7.
Branch address & contact
Central Bank of IndiaKhatauli Branch
GT ROAD, KHATAULI
Khatauli, Uttar Pradesh
Phone: 22-22612008
IFSC: CBIN0280267
Frequently asked questions
Is IFSC CBIN0280267 the same for all accounts at Khatauli branch?
Yes. The IFSC CBIN0280267 is shared by every account held at Central Bank of India's Khatauli branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using CBIN0280267 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Khatauli reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khatauli branch but serve different purposes.
Is IFSC CBIN0280267 valid for NEFT and RTGS?
Yes. IFSC CBIN0280267 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Central Bank of India Khatauli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0280267, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Central Bank of India Khatauli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22612008 to confirm.
Can I use IFSC CBIN0280267 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0280267 to send funds instantly.
Final notes
To recap: CBIN0280267 is the IFSC code of Central Bank of India, KHATAULI branch, in KHATAULI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
