IFSC Code of Central Bank of India, Jila Sahakari Kendriya Bank Mydt. Khargone Branch, Madhya Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Central Bank of India, JILA SAHAKARI KENDRIYA BANK MYDT. KHARGONE branch in KHARGONE. The 11-digit IFSC CBIN0MPDCAS uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Central Bank of India at the JILA SAHAKARI KENDRIYA BANK MYDT. KHARGONE location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Central Bank of India's JILA SAHAKARI KENDRIYA BANK MYDT. KHARGONE branch, the IFSC CBIN0MPDCAS breaks down as follows: CBIN identifies the bank, 0 is the reserved character, and MPDCAS identifies this particular branch.

About the bank

Central Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jila Sahakari Kendriya Bank Mydt. Khargone branch in Khargone, Madhya Pradesh is part of this network and uses the IFSC code CBIN0MPDCAS for all electronic settlement.

Branch details at a glance

Jila Sahakari Kendriya Bank Mydt. Khargone branch overview

Located at 33, KHANDWA ROAD, IN FRONT OF BUS STAND KHARGONE, TEHSIL-KHARGONE PIN 451001, the Jila Sahakari Kendriya Bank Mydt. Khargone branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CBIN0MPDCAS is required for all interbank electronic transfers routed through this branch.

Why every Central Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JILA SAHAKARI KENDRIYA BANK MYDT. KHARGONE of Central Bank of India — its own 11-character IFSC. The code CBIN0MPDCAS is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CBIN0MPDCAS the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Jila Sahakari Kendriya Bank Mydt. Khargone branch is mapped to IFSC CBIN0MPDCAS on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CBIN0MPDCAS.

Banking services available

The Jila Sahakari Kendriya Bank Mydt. Khargone branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0MPDCAS

How to transfer money using IFSC CBIN0MPDCAS

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0MPDCAS across all three.

NEFT to Central Bank of India, JILA SAHAKARI KENDRIYA BANK MYDT. KHARGONE using IFSC CBIN0MPDCAS

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0MPDCAS, and confirm that the system picks up Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT. KHARGONE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC CBIN0MPDCAS

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT. KHARGONE, ensure your bank's portal accepts IFSC CBIN0MPDCAS while registering the beneficiary. RTGS is also available 24x7.

IMPS to Central Bank of India JILA SAHAKARI KENDRIYA BANK MYDT. KHARGONE (IFSC CBIN0MPDCAS)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0MPDCAS in your mobile or internet banking app, and the money is credited to the JILA SAHAKARI KENDRIYA BANK MYDT. KHARGONE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CBIN0MPDCAS for Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT. KHARGONE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jila Sahakari Kendriya Bank Mydt. Khargone branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Central Bank of India's JILA SAHAKARI KENDRIYA BANK MYDT. KHARGONE branch, the IFSC CBIN0MPDCAS is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Jila Sahakari Kendriya Bank Mydt. Khargone branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CBIN0MPDCAS is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Jila Sahakari Kendriya Bank Mydt. Khargone branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0MPDCAS for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC CBIN0MPDCAS

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT. KHARGONE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: CBIN0MPDCAS.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Jila Sahakari Kendriya Bank Mydt. Khargone branch sits at 33, KHANDWA ROAD, IN FRONT OF BUS STAND KHARGONE, TEHSIL-KHARGONE PIN 451001. If you are travelling from outside Khargone, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0MPDCAS and your account number.

Verifying IFSC CBIN0MPDCAS from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0MPDCAS by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-22612008.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Jila Sahakari Kendriya Bank Mydt. Khargone are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0MPDCAS continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CBIN0MPDCAS belongs to Central Bank of India's JILA SAHAKARI KENDRIYA BANK MYDT. KHARGONE branch, located at 33, KHANDWA ROAD, IN FRONT OF BUS STAND KHARGONE, TEHSIL-KHARGONE PIN 451001 in KHARGONE, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.