IFSC Code of Central Bank of India, Mangaldham Mission Trust,Kalimpong Branch, West Bengal

Use this page as a one-stop reference for everything related to Central Bank of India's MANGALDHAM MISSION TRUST,KALIMPONG branch in KALIMPONG, WEST BENGAL. The branch's IFSC code CBIN0284464 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Central Bank of India – MANGALDHAM MISSION TRUST,KALIMPONG is CBIN0284464. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 284464 map to this branch in KALIMPONG, WEST BENGAL.

Branch details at a glance

About Central Bank of India

Central Bank of India operates a wide network of branches across India, including the Mangaldham Mission Trust,Kalimpong branch in Kalimpong. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CBIN0284464.

About the Mangaldham Mission Trust,Kalimpong branch

The Mangaldham Mission Trust,Kalimpong branch of Central Bank of India is situated at MANGALDHAM MISSION TRUST,KALIMPONG,DIST DARJEELING,WEST BENGAL 734301. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0284464 is used.

Why every Central Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MANGALDHAM MISSION TRUST,KALIMPONG of Central Bank of India — its own 11-character IFSC. The code CBIN0284464 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CBIN0284464 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC CBIN0284464

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0284464 across all three.

NEFT to Central Bank of India, MANGALDHAM MISSION TRUST,KALIMPONG using IFSC CBIN0284464

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0284464, and confirm that the system picks up Central Bank of India – MANGALDHAM MISSION TRUST,KALIMPONG. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MANGALDHAM MISSION TRUST,KALIMPONG

If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's MANGALDHAM MISSION TRUST,KALIMPONG branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0284464 while initiating the transfer and the credit will appear within minutes.

IMPS to Central Bank of India MANGALDHAM MISSION TRUST,KALIMPONG (IFSC CBIN0284464)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0284464 in your mobile or internet banking app, and the money is credited to the MANGALDHAM MISSION TRUST,KALIMPONG branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CBIN0284464 for Central Bank of India – MANGALDHAM MISSION TRUST,KALIMPONG, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mangaldham Mission Trust,Kalimpong branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Central Bank of India's MANGALDHAM MISSION TRUST,KALIMPONG branch, the IFSC CBIN0284464 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Mangaldham Mission Trust,Kalimpong branch is mapped to IFSC CBIN0284464 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CBIN0284464.

Products and services

Customers walking into the Mangaldham Mission Trust,Kalimpong branch can access most of Central Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CBIN0284464

MICR & cheque-truncation details

Cheques drawn on the Mangaldham Mission Trust,Kalimpong branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0284464 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC CBIN0284464

Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the MANGALDHAM MISSION TRUST,KALIMPONG branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0284464 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – MANGALDHAM MISSION TRUST,KALIMPONG:

• The IFSC is exactly CBIN0284464 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Central Bank of India as the bank name and MANGALDHAM MISSION TRUST,KALIMPONG as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Mangaldham Mission Trust,Kalimpong branch sits at MANGALDHAM MISSION TRUST,KALIMPONG,DIST DARJEELING,WEST BENGAL 734301. If you are travelling from outside Kalimpong, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0284464 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CBIN0284464 for Central Bank of India – MANGALDHAM MISSION TRUST,KALIMPONG, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mangaldham Mission Trust,Kalimpong branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0284464, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: CBIN0284464 is the IFSC code of Central Bank of India, MANGALDHAM MISSION TRUST,KALIMPONG branch, in KALIMPONG, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.