IFSC Code of Central Bank of India, Jila Sahakari Kendriya Bank Mydt. Jhabua,M.P Branch, Madhya Pradesh

Below are the complete branch details for Central Bank of India, JILA SAHAKARI KENDRIYA BANK MYDT. JHABUA,M.P branch, located in JHABUA, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is CBIN0MPDCAQ. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CBIN0MPDCAQ for Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT. JHABUA,M.P — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT. JHABUA,M.P is CBIN0MPDCAQ. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MPDCAQ map to this branch in JHABUA, MADHYA PRADESH.

Branch details at a glance

About the bank

Central Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jila Sahakari Kendriya Bank Mydt. Jhabua,M.P branch in Jhabua, Madhya Pradesh is part of this network and uses the IFSC code CBIN0MPDCAQ for all electronic settlement.

About the Jila Sahakari Kendriya Bank Mydt. Jhabua,M.P branch

The Jila Sahakari Kendriya Bank Mydt. Jhabua,M.P branch of Central Bank of India is situated at 9, COLLEGE ROAD, JHABUA(M.P.) PIN 457 661. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0MPDCAQ is used.

Why every Central Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JILA SAHAKARI KENDRIYA BANK MYDT. JHABUA,M.P of Central Bank of India — its own 11-character IFSC. The code CBIN0MPDCAQ is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CBIN0MPDCAQ the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC CBIN0MPDCAQ

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0MPDCAQ across all three.

How to use IFSC CBIN0MPDCAQ for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Central Bank of India's JILA SAHAKARI KENDRIYA BANK MYDT. JHABUA,M.P branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CBIN0MPDCAQ.
4. Confirm the bank name auto-populates as Central Bank of India and the branch as JILA SAHAKARI KENDRIYA BANK MYDT. JHABUA,M.P.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to JILA SAHAKARI KENDRIYA BANK MYDT. JHABUA,M.P

If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's JILA SAHAKARI KENDRIYA BANK MYDT. JHABUA,M.P branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0MPDCAQ while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT. JHABUA,M.P, use IMPS. With IFSC CBIN0MPDCAQ and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Jila Sahakari Kendriya Bank Mydt. Jhabua,M.P

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CBIN0MPDCAQ:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JILA SAHAKARI KENDRIYA BANK MYDT. JHABUA,M.P is still linked to IFSC CBIN0MPDCAQ.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Central Bank of India's JILA SAHAKARI KENDRIYA BANK MYDT. JHABUA,M.P branch, the IFSC CBIN0MPDCAQ is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Jila Sahakari Kendriya Bank Mydt. Jhabua,M.P branch

Once you have an account at Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT. JHABUA,M.P, the IFSC CBIN0MPDCAQ stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Jila Sahakari Kendriya Bank Mydt. Jhabua,M.P branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0MPDCAQ

MICR & cheque-truncation details

Cheques drawn on the Jila Sahakari Kendriya Bank Mydt. Jhabua,M.P branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0MPDCAQ for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Jila Sahakari Kendriya Bank Mydt. Jhabua,M.P branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CBIN0MPDCAQ is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – JILA SAHAKARI KENDRIYA BANK MYDT. JHABUA,M.P:

• The IFSC is exactly CBIN0MPDCAQ with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Central Bank of India as the bank name and JILA SAHAKARI KENDRIYA BANK MYDT. JHABUA,M.P as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jila Sahakari Kendriya Bank Mydt. Jhabua,M.P branch sits at 9, COLLEGE ROAD, JHABUA(M.P.) PIN 457 661. If you are travelling from outside Jhabua, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0MPDCAQ and your account number.

Verifying IFSC CBIN0MPDCAQ from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0MPDCAQ by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-22612008.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Jila Sahakari Kendriya Bank Mydt. Jhabua,M.P are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0MPDCAQ continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CBIN0MPDCAQ belongs to Central Bank of India's JILA SAHAKARI KENDRIYA BANK MYDT. JHABUA,M.P branch, located at 9, COLLEGE ROAD, JHABUA(M.P.) PIN 457 661 in JHABUA, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.