IFSC Code of Central Bank of India, Maharishi Institute of Creative Intelligence Branch, Madhya Pradesh

Below are the complete branch details for Central Bank of India, MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE branch, located in JABALPUR, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is CBIN0283279. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CBIN0283279 for Central Bank of India – MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Central Bank of India – MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE is CBIN0283279. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 283279 map to this branch in JABALPUR, MADHYA PRADESH.

Branch details at a glance

About Central Bank of India

Central Bank of India operates a wide network of branches across India, including the Maharishi Institute of Creative Intelligence branch in Jabalpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CBIN0283279.

Maharishi Institute of Creative Intelligence branch overview

Located at 1,ADARSH NAGAR,NARMADA ROAD,JABALPUR 1,DIST JABALPUR,M.PRADESH 482008, the Maharishi Institute of Creative Intelligence branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CBIN0283279 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE branch came to be assigned the code CBIN0283279.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0283279, money simply cannot be routed to the MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE branch electronically.

How to transfer money using IFSC CBIN0283279

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0283279 across all three.

NEFT to Central Bank of India, MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE using IFSC CBIN0283279

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0283279, and confirm that the system picks up Central Bank of India – MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE

If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0283279 while initiating the transfer and the credit will appear within minutes.

IMPS to Central Bank of India MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE (IFSC CBIN0283279)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0283279 in your mobile or internet banking app, and the money is credited to the MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CBIN0283279 for Central Bank of India – MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Maharishi Institute of Creative Intelligence branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Central Bank of India's MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE branch, the IFSC CBIN0283279 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Maharishi Institute of Creative Intelligence branch is mapped to IFSC CBIN0283279 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CBIN0283279.

Products and services

Customers walking into the Maharishi Institute of Creative Intelligence branch can access most of Central Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CBIN0283279

MICR & cheque-truncation details

Cheques drawn on the Maharishi Institute of Creative Intelligence branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0283279 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC CBIN0283279

Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0283279 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE:

• The IFSC is exactly CBIN0283279 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Central Bank of India as the bank name and MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Maharishi Institute of Creative Intelligence branch sits at 1,ADARSH NAGAR,NARMADA ROAD,JABALPUR 1,DIST JABALPUR,M.PRADESH 482008. If you are travelling from outside Jabalpur, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0283279 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CBIN0283279 for Central Bank of India – MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Maharishi Institute of Creative Intelligence are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0283279 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CBIN0283279 belongs to Central Bank of India's MAHARISHI INSTITUTE OF CREATIVE INTELLIGENCE branch, located at 1,ADARSH NAGAR,NARMADA ROAD,JABALPUR 1,DIST JABALPUR,M.PRADESH 482008 in JABALPUR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.