IFSC Code of Central Bank of India, Hyderabad Main Branch, Telangana

If you are searching for the IFSC code of Central Bank of India, HYDERABAD MAIN branch in HYDERABAD, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is CBIN0280808. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HYDERABAD MAIN branch, and detailed step-by-step guides for using the IFSC CBIN0280808 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, CBIN0280808 is the IFSC of Central Bank of India's HYDERABAD MAIN branch. The format is fixed: CBIN = bank code, 0 = reserved, 280808 = branch identifier.

Bank profile

Central Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Hyderabad Main branch — IFSC CBIN0280808 — extends the bank's services to customers in and around Hyderabad, Telangana.

Branch details at a glance

About the Hyderabad Main branch

The Hyderabad Main branch of Central Bank of India is situated at P B NO 177, 710 AND 712, MAHAPATRAM RD ,BANK STREET, KOTI, HYDERABAD PIN 500095. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0280808 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's HYDERABAD MAIN branch came to be assigned the code CBIN0280808.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0280808, money simply cannot be routed to the HYDERABAD MAIN branch electronically.

Products and account variants supported

Every account opened at the Hyderabad Main branch is mapped to IFSC CBIN0280808 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CBIN0280808.

Products and services

Customers walking into the Hyderabad Main branch can access most of Central Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CBIN0280808

How to transfer money using IFSC CBIN0280808

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0280808 across all three.

NEFT to Central Bank of India, HYDERABAD MAIN using IFSC CBIN0280808

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0280808, and confirm that the system picks up Central Bank of India – HYDERABAD MAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to HYDERABAD MAIN

If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's HYDERABAD MAIN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0280808 while initiating the transfer and the credit will appear within minutes.

IMPS to Central Bank of India HYDERABAD MAIN (IFSC CBIN0280808)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0280808 in your mobile or internet banking app, and the money is credited to the HYDERABAD MAIN branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CBIN0280808 for Central Bank of India – HYDERABAD MAIN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Hyderabad Main branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Central Bank of India's HYDERABAD MAIN branch, the IFSC CBIN0280808 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC CBIN0280808

Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the HYDERABAD MAIN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0280808 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0280808 and the account number together uniquely identify the Hyderabad Main branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – HYDERABAD MAIN:

• The IFSC is exactly CBIN0280808 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Central Bank of India as the bank name and HYDERABAD MAIN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Hyderabad Main branch sits at P B NO 177, 710 AND 712, MAHAPATRAM RD ,BANK STREET, KOTI, HYDERABAD PIN 500095. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0280808 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CBIN0280808 for Central Bank of India – HYDERABAD MAIN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Hyderabad Main are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0280808 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CBIN0280808 belongs to Central Bank of India's HYDERABAD MAIN branch, located at P B NO 177, 710 AND 712, MAHAPATRAM RD ,BANK STREET, KOTI, HYDERABAD PIN 500095 in HYDERABAD, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.