This page lists the IFSC code, branch address, contact number and fund-transfer information for Central Bank of India, DIGBOI branch in DIGBOI. The 11-digit IFSC CBIN0283590 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Central Bank of India at the DIGBOI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Central Bank of India – DIGBOI is CBIN0283590. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 283590 map to this branch in DIGBOI, ASSAM.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Digboi |
| IFSC Code | CBIN0283590 |
| MICR Code | Refer to cheque leaf |
| Branch Address | H.K.BORAH SHOPPING COMPLEX,DIGBOI CHARIALI,INFRONT OF FOREST RANGE OFFICE,,DIST TINSUKIA,ASSAM 786171 |
| City | Digboi |
| District | Tinsukia |
| State | Assam |
| STD Code | 22 |
| Phone | 22612008 |
Bank profile
Central Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Digboi branch — IFSC CBIN0283590 — extends the bank's services to customers in and around Digboi, Assam.
About the Digboi branch
The Digboi branch of Central Bank of India is situated at H.K.BORAH SHOPPING COMPLEX,DIGBOI CHARIALI,INFRONT OF FOREST RANGE OFFICE,,DIST TINSUKIA,ASSAM 786171. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0283590 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's DIGBOI branch came to be assigned the code CBIN0283590.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0283590, money simply cannot be routed to the DIGBOI branch electronically.
How to transfer money using IFSC CBIN0283590
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0283590 across all three.
How to use IFSC CBIN0283590 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Central Bank of India's DIGBOI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CBIN0283590.
- Confirm the bank name auto-populates as Central Bank of India and the branch as DIGBOI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CBIN0283590
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Central Bank of India – DIGBOI, ensure your bank's portal accepts IFSC CBIN0283590 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Central Bank of India – DIGBOI, use IMPS. With IFSC CBIN0283590 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CBIN0283590 for Central Bank of India – DIGBOI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CBIN0283590 | Yes – CBIN0283590 | Yes – CBIN0283590 |
For most retail customers crediting the Digboi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CBIN0283590
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – DIGBOI is still mapped to IFSC CBIN0283590. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0283590 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Digboi branch is mapped to IFSC CBIN0283590 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CBIN0283590.
Banking services available
The Digboi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0283590
MICR & cheque-truncation details
Cheques drawn on the Digboi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0283590 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CBIN0283590
Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the DIGBOI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0283590 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – DIGBOI:
- The IFSC is exactly CBIN0283590 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Central Bank of India as the bank name and DIGBOI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Digboi branch sits at H.K.BORAH SHOPPING COMPLEX,DIGBOI CHARIALI,INFRONT OF FOREST RANGE OFFICE,,DIST TINSUKIA,ASSAM 786171. If you are travelling from outside Digboi, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0283590 and your account number.
Verifying IFSC CBIN0283590 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0283590 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22612008.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Digboi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0283590, however, work 24x7.
Branch address & contact
Central Bank of IndiaDigboi Branch
H.K.BORAH SHOPPING COMPLEX,DIGBOI CHARIALI,INFRONT OF FOREST RANGE OFFICE,,DIST TINSUKIA,ASSAM 786171
Digboi, Assam
Phone: 22-22612008
IFSC: CBIN0283590
Frequently asked questions
How quickly will an NEFT transfer using CBIN0283590 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Digboi reflect within 30 minutes.
Where is Central Bank of India Digboi branch located?
Central Bank of India's Digboi branch is located at H.K.BORAH SHOPPING COMPLEX,DIGBOI CHARIALI,INFRONT OF FOREST RANGE OFFICE,,DIST TINSUKIA,ASSAM 786171, Digboi, Assam.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Digboi branch but serve different purposes.
Is IFSC CBIN0283590 the same for all accounts at Digboi branch?
Yes. The IFSC CBIN0283590 is shared by every account held at Central Bank of India's Digboi branch. Only the account number changes from customer to customer.
How do I add Central Bank of India Digboi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0283590, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Central Bank of India Digboi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22612008 to confirm.
What is the phone number of Central Bank of India Digboi branch?
You can reach the branch at 22-22612008 during regular banking hours.
Summary
The IFSC code CBIN0283590 belongs to Central Bank of India's DIGBOI branch, located at H.K.BORAH SHOPPING COMPLEX,DIGBOI CHARIALI,INFRONT OF FOREST RANGE… in DIGBOI, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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