IFSC Code of Central Bank of India, Jila Sahakari Kendriya Bank Maryadit Dhar Branch, Madhya Pradesh

Use this page as a one-stop reference for everything related to Central Bank of India's JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR branch in DHAR, MADHYA PRADESH. The branch's IFSC code CBIN0MPDCAK is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Central Bank of India – JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR is CBIN0MPDCAK. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MPDCAK map to this branch in DHAR, MADHYA PRADESH.

About Central Bank of India

Central Bank of India operates a wide network of branches across India, including the Jila Sahakari Kendriya Bank Maryadit Dhar branch in Dhar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CBIN0MPDCAK.

Branch details at a glance

About this branch

The branch is located at 166 JAWAHAR MARG DHAR. It serves the Dhar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Central Bank of India. The IFSC CBIN0MPDCAK is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR branch came to be assigned the code CBIN0MPDCAK.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0MPDCAK, money simply cannot be routed to the JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR branch electronically.

Account types you can open at the Jila Sahakari Kendriya Bank Maryadit Dhar branch

Once you have an account at Central Bank of India – JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR, the IFSC CBIN0MPDCAK stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Jila Sahakari Kendriya Bank Maryadit Dhar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0MPDCAK

How to transfer money using IFSC CBIN0MPDCAK

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0MPDCAK across all three.

How to use IFSC CBIN0MPDCAK for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Central Bank of India's JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CBIN0MPDCAK.
4. Confirm the bank name auto-populates as Central Bank of India and the branch as JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR

If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0MPDCAK while initiating the transfer and the credit will appear within minutes.

IMPS to Central Bank of India JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR (IFSC CBIN0MPDCAK)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0MPDCAK in your mobile or internet banking app, and the money is credited to the JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CBIN0MPDCAK for Central Bank of India – JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jila Sahakari Kendriya Bank Maryadit Dhar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Central Bank of India's JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR branch, the IFSC CBIN0MPDCAK is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC CBIN0MPDCAK

Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0MPDCAK is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Jila Sahakari Kendriya Bank Maryadit Dhar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0MPDCAK for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR:

• The IFSC is exactly CBIN0MPDCAK with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Central Bank of India as the bank name and JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jila Sahakari Kendriya Bank Maryadit Dhar branch sits at 166 JAWAHAR MARG DHAR. If you are travelling from outside Dhar, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0MPDCAK and your account number.

Verifying IFSC CBIN0MPDCAK from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0MPDCAK by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-22612008.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Jila Sahakari Kendriya Bank Maryadit Dhar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0MPDCAK continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: CBIN0MPDCAK is the IFSC code of Central Bank of India, JILA SAHAKARI KENDRIYA BANK MARYADIT DHAR branch, in DHAR, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.