If you are searching for the IFSC code of Central Bank of India, DEWANHAT branch in DEWANHAT, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is CBIN0281063. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DEWANHAT branch, and detailed step-by-step guides for using the IFSC CBIN0281063 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CBIN0281063 is the IFSC of Central Bank of India's DEWANHAT branch. The format is fixed: CBIN = bank code, 0 = reserved, 281063 = branch identifier.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Dewanhat |
| IFSC Code | CBIN0281063 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P.O. DEWANHAT,DIST-COOCH BEHAR,WEST BENGAL-736134 |
| City | Dewanhat |
| District | Koch Bihar |
| State | West Bengal |
| STD Code | 22 |
| Phone | 22612008 |
Bank profile
Central Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Dewanhat branch — IFSC CBIN0281063 — extends the bank's services to customers in and around Dewanhat, West Bengal.
About the Dewanhat branch
The Dewanhat branch of Central Bank of India is situated at P.O. DEWANHAT,DIST-COOCH BEHAR,WEST BENGAL-736134. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0281063 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's DEWANHAT branch came to be assigned the code CBIN0281063.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0281063, money simply cannot be routed to the DEWANHAT branch electronically.
How to transfer money using IFSC CBIN0281063
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0281063 across all three.
NEFT to Central Bank of India, DEWANHAT using IFSC CBIN0281063
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0281063, and confirm that the system picks up Central Bank of India – DEWANHAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DEWANHAT
If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's DEWANHAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0281063 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Central Bank of India – DEWANHAT, use IMPS. With IFSC CBIN0281063 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CBIN0281063 for Central Bank of India – DEWANHAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CBIN0281063 | Yes – CBIN0281063 | Yes – CBIN0281063 |
For most retail customers crediting the Dewanhat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Central Bank of India's DEWANHAT branch, the IFSC CBIN0281063 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dewanhat branch is mapped to IFSC CBIN0281063 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CBIN0281063.
Products and services
Customers walking into the Dewanhat branch can access most of Central Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CBIN0281063
MICR & cheque-truncation details
Cheques drawn on the Dewanhat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0281063 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CBIN0281063
Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the DEWANHAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0281063 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – DEWANHAT:
- The IFSC is exactly CBIN0281063 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Central Bank of India as the bank name and DEWANHAT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Dewanhat branch sits at P.O. DEWANHAT,DIST-COOCH BEHAR,WEST BENGAL-736134. If you are travelling from outside Dewanhat, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0281063 and your account number.
Verifying IFSC CBIN0281063 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0281063 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22612008.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dewanhat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0281063, however, work 24x7.
Branch address & contact
Central Bank of IndiaDewanhat Branch
P.O. DEWANHAT,DIST-COOCH BEHAR,WEST BENGAL-736134
Dewanhat, West Bengal
Phone: 22-22612008
IFSC: CBIN0281063
Frequently asked questions
How do I add Central Bank of India Dewanhat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0281063, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Central Bank of India Dewanhat branch?
You can reach the branch at 22-22612008 during regular banking hours.
Is IFSC CBIN0281063 the same for all accounts at Dewanhat branch?
Yes. The IFSC CBIN0281063 is shared by every account held at Central Bank of India's Dewanhat branch. Only the account number changes from customer to customer.
Where is Central Bank of India Dewanhat branch located?
Central Bank of India's Dewanhat branch is located at P.O. DEWANHAT,DIST-COOCH BEHAR,WEST BENGAL-736134, Dewanhat, West Bengal.
Can I use IFSC CBIN0281063 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0281063 to send funds instantly.
Is IFSC CBIN0281063 valid for NEFT and RTGS?
Yes. IFSC CBIN0281063 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Central Bank of India Dewanhat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22612008 to confirm.
What is the IFSC code of Central Bank of India Dewanhat branch?
The IFSC code of Central Bank of India, Dewanhat branch is CBIN0281063. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code CBIN0281063 belongs to Central Bank of India's DEWANHAT branch, located at P.O. DEWANHAT,DIST-COOCH BEHAR,WEST BENGAL-736134 in DEWANHAT, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
