This page lists the IFSC code, branch address, contact number and fund-transfer information for Central Bank of India, DEEPNAGAR branch in DEEPNAGAR. The 11-digit IFSC CBIN0281712 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Central Bank of India at the DEEPNAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Central Bank of India's DEEPNAGAR branch, the IFSC CBIN0281712 breaks down as follows: CBIN identifies the bank, 0 is the reserved character, and 281712 identifies this particular branch.
About the bank
Central Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Deepnagar branch in Deepnagar, Maharashtra is part of this network and uses the IFSC code CBIN0281712 for all electronic settlement.
About this branch
The branch is located at CENTRAL BANK OF INDIA,DEEPNAGAR BRANCH,BTPS COLONY,DEEPNAGAR,TAL BHUSAVAL DIST JALGAON PIN.425307. It serves the Deepnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Central Bank of India. The IFSC CBIN0281712 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Deepnagar |
| IFSC Code | CBIN0281712 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CENTRAL BANK OF INDIA,DEEPNAGAR BRANCH,BTPS COLONY,DEEPNAGAR,TAL BHUSAVAL DIST JALGAON PIN.425307 |
| City | Deepnagar |
| District | Jalgaon |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 22612008 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's DEEPNAGAR branch came to be assigned the code CBIN0281712.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0281712, money simply cannot be routed to the DEEPNAGAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0281712 and the account number together uniquely identify the Deepnagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CBIN0281712
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0281712 across all three.
NEFT to Central Bank of India, DEEPNAGAR using IFSC CBIN0281712
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0281712, and confirm that the system picks up Central Bank of India – DEEPNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DEEPNAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's DEEPNAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0281712 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Central Bank of India – DEEPNAGAR, use IMPS. With IFSC CBIN0281712 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Deepnagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CBIN0281712:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DEEPNAGAR is still linked to IFSC CBIN0281712.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CBIN0281712
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – DEEPNAGAR is still mapped to IFSC CBIN0281712. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0281712 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Deepnagar branch is mapped to IFSC CBIN0281712 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CBIN0281712.
Banking services available
The Deepnagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0281712
Digital banking channels
Most day-to-day work that customers used to do at the Deepnagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CBIN0281712 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Deepnagar branch sits at CENTRAL BANK OF INDIA,DEEPNAGAR BRANCH,BTPS COLONY,DEEPNAGAR,TAL BHUSAVAL DIST JALGAON PIN.425307. If you are travelling from outside Deepnagar, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0281712 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – DEEPNAGAR:
- The IFSC is exactly CBIN0281712 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Central Bank of India as the bank name and DEEPNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Deepnagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0281712 continue to work without interruption.
Verifying IFSC CBIN0281712 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0281712 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22612008.
- Visiting the bank's official branch locator page.
Branch address & contact
Central Bank of IndiaDeepnagar Branch
CENTRAL BANK OF INDIA,DEEPNAGAR BRANCH,BTPS COLONY,DEEPNAGAR,TAL BHUSAVAL DIST JALGAON PIN.425307
Deepnagar, Maharashtra
Phone: 22-22612008
IFSC: CBIN0281712
Frequently asked questions
What is the phone number of Central Bank of India Deepnagar branch?
You can reach the branch at 22-22612008 during regular banking hours.
Where is Central Bank of India Deepnagar branch located?
Central Bank of India's Deepnagar branch is located at CENTRAL BANK OF INDIA,DEEPNAGAR BRANCH,BTPS COLONY,DEEPNAGAR,TAL BHUSAVAL DIST JALGAON PIN.425307, Deepnagar, Maharashtra.
Is IFSC CBIN0281712 valid for NEFT and RTGS?
Yes. IFSC CBIN0281712 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Central Bank of India Deepnagar branch?
The IFSC code of Central Bank of India, Deepnagar branch is CBIN0281712. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Central Bank of India Deepnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0281712, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Central Bank of India Deepnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22612008 to confirm.
Can I use IFSC CBIN0281712 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0281712 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Deepnagar branch but serve different purposes.
Final notes
To recap: CBIN0281712 is the IFSC code of Central Bank of India, DEEPNAGAR branch, in DEEPNAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
