IFSC Code of Central Bank of India, Jila Sahakari Bank Mydt, Datia Branch, Madhya Pradesh

If you are searching for the IFSC code of Central Bank of India, JILA SAHAKARI BANK MYDT, DATIA branch in DATIA, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is CBIN0MPDCAI. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JILA SAHAKARI BANK MYDT, DATIA branch, and detailed step-by-step guides for using the IFSC CBIN0MPDCAI across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Central Bank of India – JILA SAHAKARI BANK MYDT, DATIA is CBIN0MPDCAI. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MPDCAI map to this branch in DATIA, MADHYA PRADESH.

Branch details at a glance

About the bank

Central Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jila Sahakari Bank Mydt, Datia branch in Datia, Madhya Pradesh is part of this network and uses the IFSC code CBIN0MPDCAI for all electronic settlement.

Jila Sahakari Bank Mydt, Datia branch overview

Located at JILA SAHAKARI BANK MYDT RAJGARH CHAURAHA, DATIA, the Jila Sahakari Bank Mydt, Datia branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CBIN0MPDCAI is required for all interbank electronic transfers routed through this branch.

Why every Central Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JILA SAHAKARI BANK MYDT, DATIA of Central Bank of India — its own 11-character IFSC. The code CBIN0MPDCAI is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CBIN0MPDCAI the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC CBIN0MPDCAI

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0MPDCAI across all three.

How to use IFSC CBIN0MPDCAI for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Central Bank of India's JILA SAHAKARI BANK MYDT, DATIA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CBIN0MPDCAI.
4. Confirm the bank name auto-populates as Central Bank of India and the branch as JILA SAHAKARI BANK MYDT, DATIA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to JILA SAHAKARI BANK MYDT, DATIA

If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's JILA SAHAKARI BANK MYDT, DATIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0MPDCAI while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Central Bank of India – JILA SAHAKARI BANK MYDT, DATIA, use IMPS. With IFSC CBIN0MPDCAI and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Jila Sahakari Bank Mydt, Datia

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CBIN0MPDCAI:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JILA SAHAKARI BANK MYDT, DATIA is still linked to IFSC CBIN0MPDCAI.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Central Bank of India's JILA SAHAKARI BANK MYDT, DATIA branch, the IFSC CBIN0MPDCAI is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Jila Sahakari Bank Mydt, Datia branch is mapped to IFSC CBIN0MPDCAI on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CBIN0MPDCAI.

Products and services

Customers walking into the Jila Sahakari Bank Mydt, Datia branch can access most of Central Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CBIN0MPDCAI

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0MPDCAI and the account number together uniquely identify the Jila Sahakari Bank Mydt, Datia branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Jila Sahakari Bank Mydt, Datia branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CBIN0MPDCAI is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – JILA SAHAKARI BANK MYDT, DATIA:

• The IFSC is exactly CBIN0MPDCAI with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Central Bank of India as the bank name and JILA SAHAKARI BANK MYDT, DATIA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Jila Sahakari Bank Mydt, Datia branch

The branch is located at JILA SAHAKARI BANK MYDT RAJGARH CHAURAHA, DATIA, which puts it inside Datia, the broader Datia district, and the state of Madhya Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Central Bank of India Jila Sahakari Bank Mydt, Datia branch” — the verified location pin for IFSC CBIN0MPDCAI should appear at the top of the results.
2. Confirm the branch is open by calling 22-22612008 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CBIN0MPDCAI and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CBIN0MPDCAI for Central Bank of India – JILA SAHAKARI BANK MYDT, DATIA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Jila Sahakari Bank Mydt, Datia are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0MPDCAI continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: CBIN0MPDCAI is the IFSC code of Central Bank of India, JILA SAHAKARI BANK MYDT, DATIA branch, in DATIA, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.