Below are the complete branch details for Central Bank of India, DABGRAM branch, located in DABGRAM, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is CBIN0281831. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CBIN0281831 for Central Bank of India – DABGRAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CBIN0281831 is the IFSC of Central Bank of India's DABGRAM branch. The format is fixed: CBIN = bank code, 0 = reserved, 281831 = branch identifier.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Dabgram |
| IFSC Code | CBIN0281831 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HYDERPARA BAZAR, AT DABGRAM, PO-EKTIASAL PIN-734401 |
| City | Dabgram |
| District | Jalpaiguri |
| State | West Bengal |
| STD Code | 22 |
| Phone | 22612008 |
About Central Bank of India
Central Bank of India operates a wide network of branches across India, including the Dabgram branch in Dabgram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CBIN0281831.
About the Dabgram branch
The Dabgram branch of Central Bank of India is situated at HYDERPARA BAZAR, AT DABGRAM, PO-EKTIASAL PIN-734401. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0281831 is used.
Why every Central Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DABGRAM of Central Bank of India — its own 11-character IFSC. The code CBIN0281831 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CBIN0281831 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CBIN0281831
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0281831 across all three.
NEFT to Central Bank of India, DABGRAM using IFSC CBIN0281831
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0281831, and confirm that the system picks up Central Bank of India – DABGRAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DABGRAM
If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's DABGRAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0281831 while initiating the transfer and the credit will appear within minutes.
IMPS to Central Bank of India DABGRAM (IFSC CBIN0281831)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0281831 in your mobile or internet banking app, and the money is credited to the DABGRAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CBIN0281831 for Central Bank of India – DABGRAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CBIN0281831 | Yes – CBIN0281831 | Yes – CBIN0281831 |
For most retail customers crediting the Dabgram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CBIN0281831
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – DABGRAM is still mapped to IFSC CBIN0281831. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0281831 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Dabgram branch is mapped to IFSC CBIN0281831 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CBIN0281831.
Products and services
Customers walking into the Dabgram branch can access most of Central Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CBIN0281831
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0281831 and the account number together uniquely identify the Dabgram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Dabgram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CBIN0281831 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CBIN0281831
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Central Bank of India – DABGRAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CBIN0281831. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Dabgram branch
The branch is located at HYDERPARA BAZAR, AT DABGRAM, PO-EKTIASAL PIN-734401, which puts it inside Dabgram, the broader Jalpaiguri district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Central Bank of India Dabgram branch” — the verified location pin for IFSC CBIN0281831 should appear at the top of the results.
- Confirm the branch is open by calling 22-22612008 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CBIN0281831 and your account number.
Verifying IFSC CBIN0281831 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0281831 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22612008.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dabgram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0281831 continue to work without interruption.
Branch address & contact
Central Bank of IndiaDabgram Branch
HYDERPARA BAZAR, AT DABGRAM, PO-EKTIASAL PIN-734401
Dabgram, West Bengal
Phone: 22-22612008
IFSC: CBIN0281831
Frequently asked questions
What is the phone number of Central Bank of India Dabgram branch?
You can reach the branch at 22-22612008 during regular banking hours.
How quickly will an NEFT transfer using CBIN0281831 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Dabgram reflect within 30 minutes.
Where is Central Bank of India Dabgram branch located?
Central Bank of India's Dabgram branch is located at HYDERPARA BAZAR, AT DABGRAM, PO-EKTIASAL PIN-734401, Dabgram, West Bengal.
Does Central Bank of India Dabgram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22612008 to confirm.
Can I use IFSC CBIN0281831 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0281831 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dabgram branch but serve different purposes.
Summary
The IFSC code CBIN0281831 belongs to Central Bank of India's DABGRAM branch, located at HYDERPARA BAZAR, AT DABGRAM, PO-EKTIASAL PIN-734401 in DABGRAM, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
