This page lists the IFSC code, branch address, contact number and fund-transfer information for Central Bank of India, BHADRESHWAR branch in CUTTACK. The 11-digit IFSC CBIN0282455 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Central Bank of India at the BHADRESHWAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Central Bank of India – BHADRESHWAR is CBIN0282455. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 282455 map to this branch in CUTTACK, ODISHA.
About Central Bank of India
Central Bank of India operates a wide network of branches across India, including the Bhadreshwar branch in Cuttack. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CBIN0282455.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Bhadreshwar |
| IFSC Code | CBIN0282455 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE GOBINDPUR, P.O. SAHANIAJPUR, DIST-CUTTACK, ORISSA-754207 |
| City | Cuttack |
| District | Cuttack |
| State | Odisha |
| STD Code | 22 |
| Phone | 22612008 |
About the Bhadreshwar branch
The Bhadreshwar branch of Central Bank of India is situated at VILLAGE GOBINDPUR, P.O. SAHANIAJPUR, DIST-CUTTACK, ORISSA-754207. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0282455 is used.
Why every Central Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHADRESHWAR of Central Bank of India — its own 11-character IFSC. The code CBIN0282455 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CBIN0282455 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Bhadreshwar branch
Once you have an account at Central Bank of India – BHADRESHWAR, the IFSC CBIN0282455 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bhadreshwar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0282455
How to transfer money using IFSC CBIN0282455
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0282455 across all three.
How to use IFSC CBIN0282455 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Central Bank of India's BHADRESHWAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CBIN0282455.
- Confirm the bank name auto-populates as Central Bank of India and the branch as BHADRESHWAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BHADRESHWAR
If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's BHADRESHWAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0282455 while initiating the transfer and the credit will appear within minutes.
IMPS to Central Bank of India BHADRESHWAR (IFSC CBIN0282455)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0282455 in your mobile or internet banking app, and the money is credited to the BHADRESHWAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CBIN0282455 for Central Bank of India – BHADRESHWAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CBIN0282455 | Yes – CBIN0282455 | Yes – CBIN0282455 |
For most retail customers crediting the Bhadreshwar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CBIN0282455
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – BHADRESHWAR is still mapped to IFSC CBIN0282455. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0282455 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CBIN0282455
Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the BHADRESHWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0282455 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bhadreshwar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0282455 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – BHADRESHWAR:
- The IFSC is exactly CBIN0282455 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Central Bank of India as the bank name and BHADRESHWAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bhadreshwar branch sits at VILLAGE GOBINDPUR, P.O. SAHANIAJPUR, DIST-CUTTACK, ORISSA-754207. If you are travelling from outside Cuttack, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0282455 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CBIN0282455 for Central Bank of India – BHADRESHWAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhadreshwar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0282455, however, work 24x7.
Branch address & contact
Central Bank of IndiaBhadreshwar Branch
VILLAGE GOBINDPUR, P.O. SAHANIAJPUR, DIST-CUTTACK, ORISSA-754207
Cuttack, Odisha
Phone: 22-22612008
IFSC: CBIN0282455
Frequently asked questions
Does Central Bank of India Bhadreshwar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22612008 to confirm.
What is the phone number of Central Bank of India Bhadreshwar branch?
You can reach the branch at 22-22612008 during regular banking hours.
Is IFSC CBIN0282455 the same for all accounts at Bhadreshwar branch?
Yes. The IFSC CBIN0282455 is shared by every account held at Central Bank of India's Bhadreshwar branch. Only the account number changes from customer to customer.
Where is Central Bank of India Bhadreshwar branch located?
Central Bank of India's Bhadreshwar branch is located at VILLAGE GOBINDPUR, P.O. SAHANIAJPUR, DIST-CUTTACK, ORISSA-754207, Cuttack, Odisha.
How do I add Central Bank of India Bhadreshwar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0282455, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Central Bank of India Bhadreshwar branch?
The IFSC code of Central Bank of India, Bhadreshwar branch is CBIN0282455. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using CBIN0282455 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Bhadreshwar reflect within 30 minutes.
Summary
The IFSC code CBIN0282455 belongs to Central Bank of India's BHADRESHWAR branch, located at VILLAGE GOBINDPUR, P.O. SAHANIAJPUR, DIST-CUTTACK, ORISSA-754207 in CUTTACK, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
