IFSC Code of Central Bank of India, Sujathanagar,Chinamushidiwada Branch, Andhra Pradesh

If you are searching for the IFSC code of Central Bank of India, SUJATHANAGAR,CHINAMUSHIDIWADA branch in CHINAMUSHIDIVADA, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is CBIN0284186. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SUJATHANAGAR,CHINAMUSHIDIWADA branch, and detailed step-by-step guides for using the IFSC CBIN0284186 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, CBIN0284186 is the IFSC of Central Bank of India's SUJATHANAGAR,CHINAMUSHIDIWADA branch. The format is fixed: CBIN = bank code, 0 = reserved, 284186 = branch identifier.

Bank profile

Central Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Sujathanagar,Chinamushidiwada branch — IFSC CBIN0284186 — extends the bank's services to customers in and around Chinamushidivada, Andhra Pradesh.

Branch details at a glance

About this branch

The branch is located at DOOR NO 4 96/26/2,GOPALA KRISHNA NAGAR,SUJATHA NAGAR,CHINAMUSHIDIWADA VISAKHAPATNAM,PIN 530073,VISAKHAPATNAM,ANDHRA PRADESH. It serves the Chinamushidivada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Central Bank of India. The IFSC CBIN0284186 is used to identify this branch on the RBI payments network.

Why every Central Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SUJATHANAGAR,CHINAMUSHIDIWADA of Central Bank of India — its own 11-character IFSC. The code CBIN0284186 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CBIN0284186 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Sujathanagar,Chinamushidiwada branch

Once you have an account at Central Bank of India – SUJATHANAGAR,CHINAMUSHIDIWADA, the IFSC CBIN0284186 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sujathanagar,Chinamushidiwada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0284186

How to transfer money using IFSC CBIN0284186

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0284186 across all three.

NEFT to Central Bank of India, SUJATHANAGAR,CHINAMUSHIDIWADA using IFSC CBIN0284186

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0284186, and confirm that the system picks up Central Bank of India – SUJATHANAGAR,CHINAMUSHIDIWADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SUJATHANAGAR,CHINAMUSHIDIWADA

If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's SUJATHANAGAR,CHINAMUSHIDIWADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0284186 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Central Bank of India – SUJATHANAGAR,CHINAMUSHIDIWADA, use IMPS. With IFSC CBIN0284186 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CBIN0284186 for Central Bank of India – SUJATHANAGAR,CHINAMUSHIDIWADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sujathanagar,Chinamushidiwada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC CBIN0284186

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – SUJATHANAGAR,CHINAMUSHIDIWADA is still mapped to IFSC CBIN0284186. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0284186 and the beneficiary's account number to complete the transfer.

Online banking and IFSC CBIN0284186

Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the SUJATHANAGAR,CHINAMUSHIDIWADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0284186 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Sujathanagar,Chinamushidiwada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0284186 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC CBIN0284186

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Central Bank of India – SUJATHANAGAR,CHINAMUSHIDIWADA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: CBIN0284186.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Sujathanagar,Chinamushidiwada branch sits at DOOR NO 4 96/26/2,GOPALA KRISHNA NAGAR,SUJATHA NAGAR,CHINAMUSHIDIWADA VISAKHAPATNAM,PIN 530073,VISAKHAPATNAM,ANDHRA PRADESH. If you are travelling from outside Chinamushidivada, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0284186 and your account number.

Verifying IFSC CBIN0284186 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0284186 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-22612008.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sujathanagar,Chinamushidiwada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0284186 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: CBIN0284186 is the IFSC code of Central Bank of India, SUJATHANAGAR,CHINAMUSHIDIWADA branch, in CHINAMUSHIDIVADA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.