IFSC Code of Central Bank of India, Jila Sahakari Kendriya Bank Maryadit Chhindwara ,M.P. Branch, Madhya Pradesh

Below are the complete branch details for Central Bank of India, JILA SAHAKARI KENDRIYA BANK MARYADIT CHHINDWARA ,M.P. branch, located in CHHINDWARA, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is CBIN0MPDCAG. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CBIN0MPDCAG for Central Bank of India – JILA SAHAKARI KENDRIYA BANK MARYADIT CHHINDWARA ,M.P. — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Central Bank of India's JILA SAHAKARI KENDRIYA BANK MARYADIT CHHINDWARA ,M.P. branch, the IFSC CBIN0MPDCAG breaks down as follows: CBIN identifies the bank, 0 is the reserved character, and MPDCAG identifies this particular branch.

Bank profile

Central Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Jila Sahakari Kendriya Bank Maryadit Chhindwara ,M.P. branch — IFSC CBIN0MPDCAG — extends the bank's services to customers in and around Chhindwara, Madhya Pradesh.

Branch details at a glance

About the Jila Sahakari Kendriya Bank Maryadit Chhindwara ,M.P. branch

The Jila Sahakari Kendriya Bank Maryadit Chhindwara ,M.P. branch of Central Bank of India is situated at NEAR RAJ TALKIES, ITWARI BAZAR, CHHINDWARA 480001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0MPDCAG is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's JILA SAHAKARI KENDRIYA BANK MARYADIT CHHINDWARA ,M.P. branch came to be assigned the code CBIN0MPDCAG.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0MPDCAG, money simply cannot be routed to the JILA SAHAKARI KENDRIYA BANK MARYADIT CHHINDWARA ,M.P. branch electronically.

Products and account variants supported

Every account opened at the Jila Sahakari Kendriya Bank Maryadit Chhindwara ,M.P. branch is mapped to IFSC CBIN0MPDCAG on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CBIN0MPDCAG.

Banking services available

The Jila Sahakari Kendriya Bank Maryadit Chhindwara ,M.P. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0MPDCAG

How to transfer money using IFSC CBIN0MPDCAG

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0MPDCAG across all three.

NEFT to Central Bank of India, JILA SAHAKARI KENDRIYA BANK MARYADIT CHHINDWARA ,M.P. using IFSC CBIN0MPDCAG

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0MPDCAG, and confirm that the system picks up Central Bank of India – JILA SAHAKARI KENDRIYA BANK MARYADIT CHHINDWARA ,M.P.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC CBIN0MPDCAG

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Central Bank of India – JILA SAHAKARI KENDRIYA BANK MARYADIT CHHINDWARA ,M.P., ensure your bank's portal accepts IFSC CBIN0MPDCAG while registering the beneficiary. RTGS is also available 24x7.

IMPS to Central Bank of India JILA SAHAKARI KENDRIYA BANK MARYADIT CHHINDWARA ,M.P. (IFSC CBIN0MPDCAG)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0MPDCAG in your mobile or internet banking app, and the money is credited to the JILA SAHAKARI KENDRIYA BANK MARYADIT CHHINDWARA ,M.P. branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CBIN0MPDCAG for Central Bank of India – JILA SAHAKARI KENDRIYA BANK MARYADIT CHHINDWARA ,M.P., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jila Sahakari Kendriya Bank Maryadit Chhindwara ,M.P. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC CBIN0MPDCAG

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – JILA SAHAKARI KENDRIYA BANK MARYADIT CHHINDWARA ,M.P. is still mapped to IFSC CBIN0MPDCAG. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0MPDCAG and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Jila Sahakari Kendriya Bank Maryadit Chhindwara ,M.P. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CBIN0MPDCAG is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Jila Sahakari Kendriya Bank Maryadit Chhindwara ,M.P. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0MPDCAG for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC CBIN0MPDCAG

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Central Bank of India – JILA SAHAKARI KENDRIYA BANK MARYADIT CHHINDWARA ,M.P., double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: CBIN0MPDCAG.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Jila Sahakari Kendriya Bank Maryadit Chhindwara ,M.P. branch sits at NEAR RAJ TALKIES, ITWARI BAZAR, CHHINDWARA 480001. If you are travelling from outside Chhindwara, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0MPDCAG and your account number.

Verifying IFSC CBIN0MPDCAG from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0MPDCAG by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-22612008.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jila Sahakari Kendriya Bank Maryadit Chhindwara ,M.P. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0MPDCAG, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: CBIN0MPDCAG is the IFSC code of Central Bank of India, JILA SAHAKARI KENDRIYA BANK MARYADIT CHHINDWARA ,M.P. branch, in CHHINDWARA, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.