Below are the complete branch details for Central Bank of India, BEAS branch, located in BEAS, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is CBIN0280358. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CBIN0280358 for Central Bank of India – BEAS — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Central Bank of India's BEAS branch, the IFSC CBIN0280358 breaks down as follows: CBIN identifies the bank, 0 is the reserved character, and 280358 identifies this particular branch.
About the bank
Central Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Beas branch in Beas, Punjab is part of this network and uses the IFSC code CBIN0280358 for all electronic settlement.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Beas |
| IFSC Code | CBIN0280358 |
| MICR Code | Refer to cheque leaf |
| Branch Address | G.T. ROAD, BEAS AMRITSAR PUNJAB 143201 |
| City | Beas |
| District | Amritsar |
| State | Punjab |
| STD Code | 22 |
| Phone | 22612008 |
About the Beas branch
The Beas branch of Central Bank of India is situated at G.T. ROAD, BEAS AMRITSAR PUNJAB 143201. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CBIN0280358 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's BEAS branch came to be assigned the code CBIN0280358.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0280358, money simply cannot be routed to the BEAS branch electronically.
Products and account variants supported
Every account opened at the Beas branch is mapped to IFSC CBIN0280358 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CBIN0280358.
Banking services available
The Beas branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0280358
How to transfer money using IFSC CBIN0280358
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0280358 across all three.
How to use IFSC CBIN0280358 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Central Bank of India's BEAS branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CBIN0280358.
- Confirm the bank name auto-populates as Central Bank of India and the branch as BEAS.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BEAS
If you need to transfer ₹2 lakh or more in one go to an account at Central Bank of India's BEAS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CBIN0280358 while initiating the transfer and the credit will appear within minutes.
IMPS to Central Bank of India BEAS (IFSC CBIN0280358)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0280358 in your mobile or internet banking app, and the money is credited to the BEAS branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CBIN0280358 for Central Bank of India – BEAS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CBIN0280358 | Yes – CBIN0280358 | Yes – CBIN0280358 |
For most retail customers crediting the Beas branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Central Bank of India's BEAS branch, the IFSC CBIN0280358 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC CBIN0280358
Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the BEAS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0280358 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0280358 and the account number together uniquely identify the Beas branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – BEAS:
- The IFSC is exactly CBIN0280358 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Central Bank of India as the bank name and BEAS as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Beas branch sits at G.T. ROAD, BEAS AMRITSAR PUNJAB 143201. If you are travelling from outside Beas, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0280358 and your account number.
Verifying IFSC CBIN0280358 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0280358 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22612008.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Beas branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0280358, however, work 24x7.
Branch address & contact
Central Bank of IndiaBeas Branch
G.T. ROAD, BEAS AMRITSAR PUNJAB 143201
Beas, Punjab
Phone: 22-22612008
IFSC: CBIN0280358
Frequently asked questions
Is IFSC CBIN0280358 the same for all accounts at Beas branch?
Yes. The IFSC CBIN0280358 is shared by every account held at Central Bank of India's Beas branch. Only the account number changes from customer to customer.
How do I add Central Bank of India Beas as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0280358, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CBIN0280358 valid for NEFT and RTGS?
Yes. IFSC CBIN0280358 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Beas branch but serve different purposes.
What is the phone number of Central Bank of India Beas branch?
You can reach the branch at 22-22612008 during regular banking hours.
What is the IFSC code of Central Bank of India Beas branch?
The IFSC code of Central Bank of India, Beas branch is CBIN0280358. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC CBIN0280358 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0280358 to send funds instantly.
How quickly will an NEFT transfer using CBIN0280358 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Beas reflect within 30 minutes.
Final notes
To recap: CBIN0280358 is the IFSC code of Central Bank of India, BEAS branch, in BEAS, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
