This page lists the IFSC code, branch address, contact number and fund-transfer information for Central Bank of India, BARWALA branch in BARWALA. The 11-digit IFSC CBIN0281058 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Central Bank of India at the BARWALA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CBIN0281058 is the IFSC of Central Bank of India's BARWALA branch. The format is fixed: CBIN = bank code, 0 = reserved, 281058 = branch identifier.
Bank profile
Central Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Barwala branch — IFSC CBIN0281058 — extends the bank's services to customers in and around Barwala, Haryana.
About this branch
The branch is located at AT & POST BARWALA, DIST- PANCHKULA, HARYANA-134118. It serves the Barwala region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Central Bank of India. The IFSC CBIN0281058 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Barwala |
| IFSC Code | CBIN0281058 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT & POST BARWALA, DIST- PANCHKULA, HARYANA-134118 |
| City | Barwala |
| District | Panchkula |
| State | Haryana |
| STD Code | 22 |
| Phone | 22612008 |
Why every Central Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BARWALA of Central Bank of India — its own 11-character IFSC. The code CBIN0281058 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CBIN0281058 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Central Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CBIN0281058 and the account number together uniquely identify the Barwala branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CBIN0281058
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0281058 across all three.
NEFT to Central Bank of India, BARWALA using IFSC CBIN0281058
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0281058, and confirm that the system picks up Central Bank of India – BARWALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CBIN0281058
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Central Bank of India – BARWALA, ensure your bank's portal accepts IFSC CBIN0281058 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Central Bank of India BARWALA (IFSC CBIN0281058)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CBIN0281058 in your mobile or internet banking app, and the money is credited to the BARWALA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CBIN0281058 for Central Bank of India – BARWALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CBIN0281058 | Yes – CBIN0281058 | Yes – CBIN0281058 |
For most retail customers crediting the Barwala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Central Bank of India's BARWALA branch, the IFSC CBIN0281058 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Barwala branch is mapped to IFSC CBIN0281058 on the RBI payments network. The branch generally supports the full retail product catalogue of Central Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CBIN0281058.
Products and services
Customers walking into the Barwala branch can access most of Central Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CBIN0281058
Online banking and IFSC CBIN0281058
Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the BARWALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0281058 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Barwala branch sits at AT & POST BARWALA, DIST- PANCHKULA, HARYANA-134118. If you are travelling from outside Barwala, search for the branch on a maps application using the bank name and locality, or call 22-22612008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CBIN0281058 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Central Bank of India – BARWALA:
- The IFSC is exactly CBIN0281058 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Central Bank of India as the bank name and BARWALA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Barwala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CBIN0281058 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CBIN0281058 for Central Bank of India – BARWALA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Central Bank of IndiaBarwala Branch
AT & POST BARWALA, DIST- PANCHKULA, HARYANA-134118
Barwala, Haryana
Phone: 22-22612008
IFSC: CBIN0281058
Frequently asked questions
What is the IFSC code of Central Bank of India Barwala branch?
The IFSC code of Central Bank of India, Barwala branch is CBIN0281058. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Central Bank of India Barwala branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22612008 to confirm.
Is IFSC CBIN0281058 valid for NEFT and RTGS?
Yes. IFSC CBIN0281058 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Barwala branch but serve different purposes.
How do I add Central Bank of India Barwala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0281058, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC CBIN0281058 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0281058 to send funds instantly.
How quickly will an NEFT transfer using CBIN0281058 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Central Bank of India – Barwala reflect within 30 minutes.
Summary
The IFSC code CBIN0281058 belongs to Central Bank of India's BARWALA branch, located at AT & POST BARWALA, DIST- PANCHKULA, HARYANA-134118 in BARWALA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


