If you are searching for the IFSC code of Central Bank of India, ATCHAMPET branch in ACHAMPET, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is CBIN0284457. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ATCHAMPET branch, and detailed step-by-step guides for using the IFSC CBIN0284457 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Central Bank of India – ATCHAMPET is CBIN0284457. The first four letters CBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 284457 map to this branch in ACHAMPET, ANDHRA PRADESH.
About Central Bank of India
Central Bank of India operates a wide network of branches across India, including the Atchampet branch in Achampet. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CBIN0284457.
Atchampet branch overview
Located at POST OFFICE ROAD AT CHAMPET,UNTER DISTRICT,ATCHAMPET,GUNTUR,ANDERA PRADESH,PIN 522409, the Atchampet branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CBIN0284457 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Central Bank of India |
|---|---|
| Branch | Atchampet |
| IFSC Code | CBIN0284457 |
| MICR Code | Refer to cheque leaf |
| Branch Address | POST OFFICE ROAD AT CHAMPET,UNTER DISTRICT,ATCHAMPET,GUNTUR,ANDERA PRADESH,PIN 522409 |
| City | Achampet |
| District | Guntur |
| State | Andhra Pradesh |
| STD Code | 22 |
| Phone | 22612008 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Central Bank of India's ATCHAMPET branch came to be assigned the code CBIN0284457.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CBIN0284457, money simply cannot be routed to the ATCHAMPET branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Atchampet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CBIN0284457 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CBIN0284457
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CBIN0284457 across all three.
NEFT to Central Bank of India, ATCHAMPET using IFSC CBIN0284457
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CBIN0284457, and confirm that the system picks up Central Bank of India – ATCHAMPET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CBIN0284457
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Central Bank of India – ATCHAMPET, ensure your bank's portal accepts IFSC CBIN0284457 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Central Bank of India – ATCHAMPET, use IMPS. With IFSC CBIN0284457 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CBIN0284457 for Central Bank of India – ATCHAMPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CBIN0284457 | Yes – CBIN0284457 | Yes – CBIN0284457 |
For most retail customers crediting the Atchampet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CBIN0284457
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Central Bank of India – ATCHAMPET is still mapped to IFSC CBIN0284457. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CBIN0284457 and the beneficiary's account number to complete the transfer.
Account types you can open at the Atchampet branch
Once you have an account at Central Bank of India – ATCHAMPET, the IFSC CBIN0284457 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Atchampet branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22612008.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CBIN0284457
Online banking and IFSC CBIN0284457
Central Bank of India customers can register for net banking and the bank's official mobile app once their account at the ATCHAMPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CBIN0284457 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Atchampet branch
The branch is located at POST OFFICE ROAD AT CHAMPET,UNTER DISTRICT,ATCHAMPET,GUNTUR,ANDERA PRADESH,PIN 522409, which puts it inside Achampet, the broader Guntur district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Central Bank of India Atchampet branch” — the verified location pin for IFSC CBIN0284457 should appear at the top of the results.
- Confirm the branch is open by calling 22-22612008 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CBIN0284457 and your account number.
Common mistakes to avoid when using IFSC CBIN0284457
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Central Bank of India – ATCHAMPET, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CBIN0284457. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Atchampet branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CBIN0284457, however, work 24x7.
Verifying IFSC CBIN0284457 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CBIN0284457 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22612008.
- Visiting the bank's official branch locator page.
Branch address & contact
Central Bank of IndiaAtchampet Branch
POST OFFICE ROAD AT CHAMPET,UNTER DISTRICT,ATCHAMPET,GUNTUR,ANDERA PRADESH,PIN 522409
Achampet, Andhra Pradesh
Phone: 22-22612008
IFSC: CBIN0284457
Frequently asked questions
Where is Central Bank of India Atchampet branch located?
Central Bank of India's Atchampet branch is located at POST OFFICE ROAD AT CHAMPET,UNTER DISTRICT,ATCHAMPET,GUNTUR,ANDERA PRADESH,PIN 522409, Achampet, Andhra Pradesh.
Is IFSC CBIN0284457 valid for NEFT and RTGS?
Yes. IFSC CBIN0284457 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Central Bank of India Atchampet as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CBIN0284457, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Central Bank of India Atchampet branch?
You can reach the branch at 22-22612008 during regular banking hours.
Is IFSC CBIN0284457 the same for all accounts at Atchampet branch?
Yes. The IFSC CBIN0284457 is shared by every account held at Central Bank of India's Atchampet branch. Only the account number changes from customer to customer.
Does Central Bank of India Atchampet branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22612008 to confirm.
What is the IFSC code of Central Bank of India Atchampet branch?
The IFSC code of Central Bank of India, Atchampet branch is CBIN0284457. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC CBIN0284457 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CBIN0284457 to send funds instantly.
Summary
The IFSC code CBIN0284457 belongs to Central Bank of India's ATCHAMPET branch, located at POST OFFICE ROAD AT CHAMPET,UNTER DISTRICT,ATCHAMPET,GUNTUR,ANDERA PRADESH,PIN… in ACHAMPET, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
