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15th May
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    IFSC Code of Capital Small Finance Bank Limited, Gohana Branch, Haryana

    IFSC code CLBL0000192 - Capital Small Finance Bank Limited, Gohana Branch, Gohana, Haryana. Use it for NEFT, RTGS and IMPS transfers.

    This page lists the IFSC code, branch address, contact number and fund-transfer information for Capital Small Finance Bank Limited, GOHANA branch in GOHANA. The 11-digit IFSC CLBL0000192 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Capital Small Finance Bank Limited at the GOHANA location, this is the only IFSC you need.

    We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

    IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

    In our case, CLBL0000192 is the IFSC of Capital Small Finance Bank Limited's GOHANA branch. The format is fixed: CLBL = bank code, 0 = reserved, 000192 = branch identifier.

    About Capital Small Finance Bank Limited

    Capital Small Finance Bank Limited operates a wide network of branches across India, including the Gohana branch in Gohana. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CLBL0000192.

    Gohana branch overview

    Located at BARODA ROAD,NEAR SAMTA CHOWK,GOHANA, the Gohana branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CLBL0000192 is required for all interbank electronic transfers routed through this branch.

    Branch details at a glance

    Bank NameCapital Small Finance Bank Limited
    BranchGohana
    IFSC CodeCLBL0000192
    MICR CodeRefer to cheque leaf
    Branch AddressBARODA ROAD,NEAR SAMTA CHOWK,GOHANA
    CityGohana
    DistrictSonipat
    StateHaryana
    STD Code181
    Phone9115888192

    Why every Capital Small Finance Bank Limited branch has a unique IFSC

    Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GOHANA of Capital Small Finance Bank Limited — its own 11-character IFSC. The code CLBL0000192 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

    Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CLBL0000192 the same way you would treat your account number — verify it once and save it carefully for future use.

    MICR & cheque-truncation details

    Cheques drawn on the Gohana branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CLBL0000192 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

    How to transfer money using IFSC CLBL0000192

    Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CLBL0000192 across all three.

    NEFT to Capital Small Finance Bank Limited, GOHANA using IFSC CLBL0000192

    National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

    To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CLBL0000192, and confirm that the system picks up Capital Small Finance Bank Limited – GOHANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

    Real-Time Gross Settlement to GOHANA

    If you need to transfer ₹2 lakh or more in one go to an account at Capital Small Finance Bank Limited's GOHANA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CLBL0000192 while initiating the transfer and the credit will appear within minutes.

    IMPS to Capital Small Finance Bank Limited GOHANA (IFSC CLBL0000192)

    IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CLBL0000192 in your mobile or internet banking app, and the money is credited to the GOHANA branch account within seconds.

    Comparing NEFT, RTGS and IMPS for transfers to Gohana

    The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CLBL0000192:

    • NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
    • RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
    • IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
    • UPI — best for small peer-to-peer payments using a VPA; the underlying account at GOHANA is still linked to IFSC CLBL0000192.

    For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

    How UPI relates to the IFSC code

    UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Capital Small Finance Bank Limited's GOHANA branch, the IFSC CLBL0000192 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

    That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

    Account types you can open at the Gohana branch

    Once you have an account at Capital Small Finance Bank Limited – GOHANA, the IFSC CLBL0000192 stays the same regardless of the type of account you hold. The branch typically supports the following options:

    • Savings account — for individuals, with chequebook, ATM card and net-banking access.
    • Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
    • Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
    • NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
    • Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
    • Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
    • Minor and student accounts — operated jointly with a guardian until the customer turns 18.

    Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

    Products and services

    Customers walking into the Gohana branch can access most of Capital Small Finance Bank Limited's standard product suite, including:

    • Account opening – savings, current, NRI, salary
    • Term deposits and recurring deposits
    • Retail and small-business loans
    • Insurance and mutual-fund tie-ups
    • Locker, safe deposit and ATM card services
    • Online and mobile banking activation
    • Electronic transfers via IFSC CLBL0000192

    Digital banking channels

    Most day-to-day work that customers used to do at the Gohana branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CLBL0000192 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

    Reaching the branch

    The Gohana branch sits at BARODA ROAD,NEAR SAMTA CHOWK,GOHANA. If you are travelling from outside Gohana, search for the branch on a maps application using the bank name and locality, or call 181-9115888192 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CLBL0000192 and your account number.

    Common mistakes to avoid when using IFSC CLBL0000192

    An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Capital Small Finance Bank Limited – GOHANA, double-check for these issues:

    • Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
    • Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: CLBL0000192.
    • Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
    • Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
    • Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

    Working hours

    Branch counters at Gohana are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CLBL0000192 continue to work without interruption.

    Other ways to verify the IFSC code

    While this page already lists the verified IFSC CLBL0000192 for Capital Small Finance Bank Limited – GOHANA, you can cross-check the code from any of these sources before initiating a high-value transfer:

    • The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
    • The first page of your passbook.
    • The bank's official website under the branch locator.
    • The Reserve Bank of India's IFSC search portal.
    • Net banking dashboards usually display the home-branch IFSC under account details.

    Branch address & contact

    Capital Small Finance Bank Limited
    Gohana Branch
    BARODA ROAD,NEAR SAMTA CHOWK,GOHANA
    Gohana, Haryana
    Phone: 181-9115888192
    IFSC: CLBL0000192

    Frequently asked questions

    What is the IFSC code of Capital Small Finance Bank Limited Gohana branch?

    The IFSC code of Capital Small Finance Bank Limited, Gohana branch is CLBL0000192. It is used for NEFT, RTGS and IMPS fund transfers to this branch.

    Is IFSC CLBL0000192 valid for NEFT and RTGS?

    Yes. IFSC CLBL0000192 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.

    Does Capital Small Finance Bank Limited Gohana branch offer locker facilities?

    Locker availability depends on branch size and customer demand. Please contact the branch on 181-9115888192 to confirm.

    What is the phone number of Capital Small Finance Bank Limited Gohana branch?

    You can reach the branch at 181-9115888192 during regular banking hours.

    What is the difference between IFSC and MICR code?

    IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gohana branch but serve different purposes.

    Can I use IFSC CLBL0000192 for IMPS transfers?

    Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CLBL0000192 to send funds instantly.

    Final notes

    To recap: CLBL0000192 is the IFSC code of Capital Small Finance Bank Limited, GOHANA branch, in GOHANA, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.

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