Use this page as a one-stop reference for everything related to Canara Bank's GANDERBAL branch in GANDERBAL, JAMMU AND KASHMIR. The branch's IFSC code CNRB0007310 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – GANDERBAL is CNRB0007310. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007310 map to this branch in GANDERBAL, JAMMU AND KASHMIR.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Ganderbal |
| IFSC Code | CNRB0007310 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CENTRAL MARKET BEEHAMA, GANDERBAL DIST, JAMMU AND KASHMIR 191201 |
| City | Ganderbal |
| District | Ganderbal |
| State | Jammu and Kashmir |
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Ganderbal branch in Ganderbal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0007310.
About this branch
The branch is located at CENTRAL MARKET BEEHAMA, GANDERBAL DIST, JAMMU AND KASHMIR 191201. It serves the Ganderbal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0007310 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's GANDERBAL branch came to be assigned the code CNRB0007310.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0007310, money simply cannot be routed to the GANDERBAL branch electronically.
How to transfer money using IFSC CNRB0007310
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0007310 across all three.
NEFT to Canara Bank, GANDERBAL using IFSC CNRB0007310
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0007310, and confirm that the system picks up Canara Bank – GANDERBAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GANDERBAL
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's GANDERBAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0007310 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank GANDERBAL (IFSC CNRB0007310)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0007310 in your mobile or internet banking app, and the money is credited to the GANDERBAL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0007310 for Canara Bank – GANDERBAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0007310 | Yes – CNRB0007310 | Yes – CNRB0007310 |
For most retail customers crediting the Ganderbal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0007310
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – GANDERBAL is still mapped to IFSC CNRB0007310. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0007310 and the beneficiary's account number to complete the transfer.
Account types you can open at the Ganderbal branch
Once you have an account at Canara Bank – GANDERBAL, the IFSC CNRB0007310 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ganderbal branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0007310
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0007310 and the account number together uniquely identify the Ganderbal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Ganderbal branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0007310 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – GANDERBAL:
- The IFSC is exactly CNRB0007310 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and GANDERBAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ganderbal branch sits at CENTRAL MARKET BEEHAMA, GANDERBAL DIST, JAMMU AND KASHMIR 191201. If you are travelling from outside Ganderbal, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0007310 and your account number.
Verifying IFSC CNRB0007310 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0007310 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ganderbal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0007310 continue to work without interruption.
Branch address & contact
Canara BankGanderbal Branch
CENTRAL MARKET BEEHAMA, GANDERBAL DIST, JAMMU AND KASHMIR 191201
Ganderbal, Jammu and Kashmir
Phone: the branch contact number
IFSC: CNRB0007310
Frequently asked questions
Where is Canara Bank Ganderbal branch located?
Canara Bank's Ganderbal branch is located at CENTRAL MARKET BEEHAMA, GANDERBAL DIST, JAMMU AND KASHMIR 191201, Ganderbal, Jammu and Kashmir.
Is IFSC CNRB0007310 the same for all accounts at Ganderbal branch?
Yes. The IFSC CNRB0007310 is shared by every account held at Canara Bank's Ganderbal branch. Only the account number changes from customer to customer.
Does Canara Bank Ganderbal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add Canara Bank Ganderbal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0007310, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ganderbal branch but serve different purposes.
How quickly will an NEFT transfer using CNRB0007310 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Ganderbal reflect within 30 minutes.
Final notes
To recap: CNRB0007310 is the IFSC code of Canara Bank, GANDERBAL branch, in GANDERBAL, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
