Below are the complete branch details for Canara Bank, GAMHARIYA branch, located in GAMHARIYA, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0007392. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0007392 for Canara Bank – GAMHARIYA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's GAMHARIYA branch, the IFSC CNRB0007392 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 007392 identifies this particular branch.
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Gamhariya branch — IFSC CNRB0007392 — extends the bank's services to customers in and around Gamhariya, Jharkhand.
About this branch
The branch is located at COMBINED APARTMENTS CHHOTA GAMHARI SERAIKELA KHARSAWAN DISTJHARKHAND 832108. It serves the Gamhariya region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0007392 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Gamhariya |
| IFSC Code | CNRB0007392 |
| MICR Code | Refer to cheque leaf |
| Branch Address | COMBINED APARTMENTS CHHOTA GAMHARI SERAIKELA KHARSAWAN DISTJHARKHAND 832108 |
| City | Gamhariya |
| District | Gamhariya |
| State | Jharkhand |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's GAMHARIYA branch came to be assigned the code CNRB0007392.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0007392, money simply cannot be routed to the GAMHARIYA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Gamhariya branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0007392 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CNRB0007392
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0007392 across all three.
NEFT to Canara Bank, GAMHARIYA using IFSC CNRB0007392
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0007392, and confirm that the system picks up Canara Bank – GAMHARIYA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GAMHARIYA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's GAMHARIYA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0007392 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank GAMHARIYA (IFSC CNRB0007392)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0007392 in your mobile or internet banking app, and the money is credited to the GAMHARIYA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0007392 for Canara Bank – GAMHARIYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0007392 | Yes – CNRB0007392 | Yes – CNRB0007392 |
For most retail customers crediting the Gamhariya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0007392
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – GAMHARIYA is still mapped to IFSC CNRB0007392. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0007392 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Gamhariya branch is mapped to IFSC CNRB0007392 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0007392.
Banking services available
The Gamhariya branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0007392
Digital banking channels
Most day-to-day work that customers used to do at the Gamhariya branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0007392 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Gamhariya branch
The branch is located at COMBINED APARTMENTS CHHOTA GAMHARI SERAIKELA KHARSAWAN DISTJHARKHAND 832108, which puts it inside Gamhariya, the broader Gamhariya district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Gamhariya branch” — the verified location pin for IFSC CNRB0007392 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0007392 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – GAMHARIYA:
- The IFSC is exactly CNRB0007392 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and GAMHARIYA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Gamhariya are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0007392 continue to work without interruption.
Verifying IFSC CNRB0007392 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0007392 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Canara BankGamhariya Branch
COMBINED APARTMENTS CHHOTA GAMHARI SERAIKELA KHARSAWAN DISTJHARKHAND 832108
Gamhariya, Jharkhand
Phone: the branch contact number
IFSC: CNRB0007392
Frequently asked questions
Can I use IFSC CNRB0007392 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0007392 to send funds instantly.
How do I add Canara Bank Gamhariya as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0007392, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CNRB0007392 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Gamhariya reflect within 30 minutes.
Is IFSC CNRB0007392 valid for NEFT and RTGS?
Yes. IFSC CNRB0007392 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Canara Bank Gamhariya branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the IFSC code of Canara Bank Gamhariya branch?
The IFSC code of Canara Bank, Gamhariya branch is CNRB0007392. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: CNRB0007392 is the IFSC code of Canara Bank, GAMHARIYA branch, in GAMHARIYA, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
