If you are searching for the IFSC code of Canara Bank, SPECIALISED SME BRANCH ELURU branch in ELURU, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is CNRB0013620. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SPECIALISED SME BRANCH ELURU branch, and detailed step-by-step guides for using the IFSC CNRB0013620 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's SPECIALISED SME BRANCH ELURU branch, the IFSC CNRB0013620 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 013620 identifies this particular branch.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Specialised SME Branch Eluru branch in Eluru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0013620.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Specialised SME Branch Eluru |
| IFSC Code | CNRB0013620 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D NO 23A 3 87 NEAR SWARAJ HOTEL RAMACHANDRA RAO PET ELURU WEST GODAVARI 534 002 |
| City | Eluru |
| District | East Godavari |
| State | Andhra Pradesh |
About the Specialised SME Branch Eluru branch
The Specialised SME Branch Eluru branch of Canara Bank is situated at D NO 23A 3 87 NEAR SWARAJ HOTEL RAMACHANDRA RAO PET ELURU WEST GODAVARI 534 002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0013620 is used.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SPECIALISED SME BRANCH ELURU of Canara Bank — its own 11-character IFSC. The code CNRB0013620 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0013620 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Specialised SME Branch Eluru branch is mapped to IFSC CNRB0013620 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0013620.
Banking services available
The Specialised SME Branch Eluru branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0013620
How to transfer money using IFSC CNRB0013620
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0013620 across all three.
NEFT to Canara Bank, SPECIALISED SME BRANCH ELURU using IFSC CNRB0013620
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0013620, and confirm that the system picks up Canara Bank – SPECIALISED SME BRANCH ELURU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SPECIALISED SME BRANCH ELURU
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's SPECIALISED SME BRANCH ELURU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0013620 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank SPECIALISED SME BRANCH ELURU (IFSC CNRB0013620)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0013620 in your mobile or internet banking app, and the money is credited to the SPECIALISED SME BRANCH ELURU branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0013620 for Canara Bank – SPECIALISED SME BRANCH ELURU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0013620 | Yes – CNRB0013620 | Yes – CNRB0013620 |
For most retail customers crediting the Specialised SME Branch Eluru branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's SPECIALISED SME BRANCH ELURU branch, the IFSC CNRB0013620 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC CNRB0013620
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the SPECIALISED SME BRANCH ELURU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0013620 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Specialised SME Branch Eluru branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0013620 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – SPECIALISED SME BRANCH ELURU:
- The IFSC is exactly CNRB0013620 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and SPECIALISED SME BRANCH ELURU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Specialised SME Branch Eluru branch
The branch is located at D NO 23A 3 87 NEAR SWARAJ HOTEL RAMACHANDRA RAO PET ELURU WEST GODAVARI 534 002, which puts it inside Eluru, the broader East Godavari district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Specialised SME Branch Eluru branch” — the verified location pin for IFSC CNRB0013620 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0013620 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0013620 for Canara Bank – SPECIALISED SME BRANCH ELURU, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Specialised SME Branch Eluru branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0013620, however, work 24x7.
Branch address & contact
Canara BankSpecialised SME Branch Eluru Branch
D NO 23A 3 87 NEAR SWARAJ HOTEL RAMACHANDRA RAO PET ELURU WEST GODAVARI 534 002
Eluru, Andhra Pradesh
Phone: the branch contact number
IFSC: CNRB0013620
Frequently asked questions
Is IFSC CNRB0013620 the same for all accounts at Specialised SME Branch Eluru branch?
Yes. The IFSC CNRB0013620 is shared by every account held at Canara Bank's Specialised SME Branch Eluru branch. Only the account number changes from customer to customer.
Can I use IFSC CNRB0013620 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0013620 to send funds instantly.
What is the phone number of Canara Bank Specialised SME Branch Eluru branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Specialised SME Branch Eluru branch but serve different purposes.
Where is Canara Bank Specialised SME Branch Eluru branch located?
Canara Bank's Specialised SME Branch Eluru branch is located at D NO 23A 3 87 NEAR SWARAJ HOTEL RAMACHANDRA RAO PET ELURU WEST GODAVARI 534 002, Eluru, Andhra Pradesh.
How quickly will an NEFT transfer using CNRB0013620 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Specialised SME Branch Eluru reflect within 30 minutes.
Summary
The IFSC code CNRB0013620 belongs to Canara Bank's SPECIALISED SME BRANCH ELURU branch, located at D NO 23A 3 87 NEAR SWARAJ HOTEL RAMACHANDRA RAO PET ELURU WEST GODAVARI 534 002 in ELURU, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
