If you are searching for the IFSC code of Canara Bank, RAMPUR DEOGHAR branch in DEOGHAR, JHARKHAND, this page has every detail you need. The verified IFSC code for this branch is CNRB0004615. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RAMPUR DEOGHAR branch, and detailed step-by-step guides for using the IFSC CNRB0004615 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0004615 is the IFSC of Canara Bank's RAMPUR DEOGHAR branch. The format is fixed: CNRB = bank code, 0 = reserved, 004615 = branch identifier.
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Rampur Deoghar branch — IFSC CNRB0004615 — extends the bank's services to customers in and around Deoghar, Jharkhand.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Rampur Deoghar |
| IFSC Code | CNRB0004615 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK,RAMPUR,VILL-RAMPUR,TALUK RAMPUR,DIST-DEOGHAR-814157,JHARKHAND |
| City | Deoghar |
| District | Deoghar |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 1234567890 |
About the Rampur Deoghar branch
The Rampur Deoghar branch of Canara Bank is situated at CANARA BANK,RAMPUR,VILL-RAMPUR,TALUK RAMPUR,DIST-DEOGHAR-814157,JHARKHAND. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0004615 is used.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAMPUR DEOGHAR of Canara Bank — its own 11-character IFSC. The code CNRB0004615 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0004615 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Rampur Deoghar branch
Once you have an account at Canara Bank – RAMPUR DEOGHAR, the IFSC CNRB0004615 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Rampur Deoghar branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0004615
How to transfer money using IFSC CNRB0004615
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0004615 across all three.
NEFT to Canara Bank, RAMPUR DEOGHAR using IFSC CNRB0004615
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0004615, and confirm that the system picks up Canara Bank – RAMPUR DEOGHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RAMPUR DEOGHAR
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's RAMPUR DEOGHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0004615 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank RAMPUR DEOGHAR (IFSC CNRB0004615)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0004615 in your mobile or internet banking app, and the money is credited to the RAMPUR DEOGHAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0004615 for Canara Bank – RAMPUR DEOGHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0004615 | Yes – CNRB0004615 | Yes – CNRB0004615 |
For most retail customers crediting the Rampur Deoghar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0004615
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – RAMPUR DEOGHAR is still mapped to IFSC CNRB0004615. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0004615 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CNRB0004615
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the RAMPUR DEOGHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0004615 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Rampur Deoghar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0004615 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC CNRB0004615
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – RAMPUR DEOGHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0004615. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Rampur Deoghar branch sits at CANARA BANK,RAMPUR,VILL-RAMPUR,TALUK RAMPUR,DIST-DEOGHAR-814157,JHARKHAND. If you are travelling from outside Deoghar, search for the branch on a maps application using the bank name and locality, or call 91-1234567890 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0004615 and your account number.
Verifying IFSC CNRB0004615 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0004615 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-1234567890.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rampur Deoghar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0004615, however, work 24x7.
Branch address & contact
Canara BankRampur Deoghar Branch
CANARA BANK,RAMPUR,VILL-RAMPUR,TALUK RAMPUR,DIST-DEOGHAR-814157,JHARKHAND
Deoghar, Jharkhand
Phone: 91-1234567890
IFSC: CNRB0004615
Frequently asked questions
Is IFSC CNRB0004615 the same for all accounts at Rampur Deoghar branch?
Yes. The IFSC CNRB0004615 is shared by every account held at Canara Bank's Rampur Deoghar branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rampur Deoghar branch but serve different purposes.
What is the IFSC code of Canara Bank Rampur Deoghar branch?
The IFSC code of Canara Bank, Rampur Deoghar branch is CNRB0004615. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using CNRB0004615 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Rampur Deoghar reflect within 30 minutes.
Where is Canara Bank Rampur Deoghar branch located?
Canara Bank's Rampur Deoghar branch is located at CANARA BANK,RAMPUR,VILL-RAMPUR,TALUK RAMPUR,DIST-DEOGHAR-814157,JHARKHAND, Deoghar, Jharkhand.
Can I use IFSC CNRB0004615 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0004615 to send funds instantly.
Is IFSC CNRB0004615 valid for NEFT and RTGS?
Yes. IFSC CNRB0004615 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: CNRB0004615 is the IFSC code of Canara Bank, RAMPUR DEOGHAR branch, in DEOGHAR, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
