Below are the complete branch details for Canara Bank, CHITTA ROAD branch, located in CHITTA, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0001945. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0001945 for Canara Bank – CHITTA ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0001945 is the IFSC of Canara Bank's CHITTA ROAD branch. The format is fixed: CNRB = bank code, 0 = reserved, 001945 = branch identifier.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chitta Road branch in Chitta, Karnataka is part of this network and uses the IFSC code CNRB0001945 for all electronic settlement.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Chitta Road |
| IFSC Code | CNRB0001945 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO. 23 24, ALLAMA PRABHU NAGAR CROSS, NEAR SHIDOL KALYAN MANTAP, CHITTA ROAD DIST BIDAR -585403 |
| City | Chitta |
| District | Bidar |
| State | Karnataka |
| STD Code | 91 |
| Phone | 1234567890 |
Chitta Road branch overview
Located at PLOT NO. 23 24, ALLAMA PRABHU NAGAR CROSS, NEAR SHIDOL KALYAN MANTAP, CHITTA ROAD DIST BIDAR -585403, the Chitta Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0001945 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's CHITTA ROAD branch came to be assigned the code CNRB0001945.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0001945, money simply cannot be routed to the CHITTA ROAD branch electronically.
Products and account variants supported
Every account opened at the Chitta Road branch is mapped to IFSC CNRB0001945 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0001945.
Banking services available
The Chitta Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-1234567890.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0001945
How to transfer money using IFSC CNRB0001945
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0001945 across all three.
NEFT to Canara Bank, CHITTA ROAD using IFSC CNRB0001945
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0001945, and confirm that the system picks up Canara Bank – CHITTA ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0001945
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – CHITTA ROAD, ensure your bank's portal accepts IFSC CNRB0001945 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank CHITTA ROAD (IFSC CNRB0001945)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0001945 in your mobile or internet banking app, and the money is credited to the CHITTA ROAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0001945 for Canara Bank – CHITTA ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0001945 | Yes – CNRB0001945 | Yes – CNRB0001945 |
For most retail customers crediting the Chitta Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's CHITTA ROAD branch, the IFSC CNRB0001945 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Chitta Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0001945 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Chitta Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0001945 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC CNRB0001945
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – CHITTA ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0001945. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Chitta Road branch sits at PLOT NO. 23 24, ALLAMA PRABHU NAGAR CROSS, NEAR SHIDOL KALYAN MANTAP, CHITTA ROAD DIST BIDAR -585403. If you are travelling from outside Chitta, search for the branch on a maps application using the bank name and locality, or call 91-1234567890 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0001945 and your account number.
Verifying IFSC CNRB0001945 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0001945 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-1234567890.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chitta Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0001945 continue to work without interruption.
Branch address & contact
Canara BankChitta Road Branch
PLOT NO. 23 24, ALLAMA PRABHU NAGAR CROSS, NEAR SHIDOL KALYAN MANTAP, CHITTA ROAD DIST BIDAR -585403
Chitta, Karnataka
Phone: 91-1234567890
IFSC: CNRB0001945
Frequently asked questions
Does Canara Bank Chitta Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-1234567890 to confirm.
Can I use IFSC CNRB0001945 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0001945 to send funds instantly.
Where is Canara Bank Chitta Road branch located?
Canara Bank's Chitta Road branch is located at PLOT NO. 23 24, ALLAMA PRABHU NAGAR CROSS, NEAR SHIDOL KALYAN MANTAP, CHITTA ROAD DIST BIDAR -585403, Chitta, Karnataka.
What is the phone number of Canara Bank Chitta Road branch?
You can reach the branch at 91-1234567890 during regular banking hours.
How do I add Canara Bank Chitta Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0001945, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CNRB0001945 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Chitta Road reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chitta Road branch but serve different purposes.
Is IFSC CNRB0001945 valid for NEFT and RTGS?
Yes. IFSC CNRB0001945 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code CNRB0001945 belongs to Canara Bank's CHITTA ROAD branch, located at PLOT NO. 23 24, ALLAMA PRABHU NAGAR CROSS, NEAR SHIDOL KALYAN MANTAP, CHITTA… in CHITTA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
