Below are the complete branch details for Canara Bank, CHIRALA branch, located in CHIRALA, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0000896. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0000896 for Canara Bank – CHIRALA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – CHIRALA is CNRB0000896. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000896 map to this branch in CHIRALA, ANDHRA PRADESH.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Chirala |
| IFSC Code | CNRB0000896 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DURBAR MAIN RD, CHIRALA |
| City | Chirala |
| District | Prakasam |
| State | Andhra Pradesh |
| STD Code | 8594 |
| Phone | 232635 |
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Chirala branch in Chirala. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0000896.
About this branch
The branch is located at DURBAR MAIN RD, CHIRALA. It serves the Chirala region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0000896 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's CHIRALA branch came to be assigned the code CNRB0000896.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0000896, money simply cannot be routed to the CHIRALA branch electronically.
How to transfer money using IFSC CNRB0000896
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0000896 across all three.
NEFT to Canara Bank, CHIRALA using IFSC CNRB0000896
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0000896, and confirm that the system picks up Canara Bank – CHIRALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHIRALA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's CHIRALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0000896 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank CHIRALA (IFSC CNRB0000896)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0000896 in your mobile or internet banking app, and the money is credited to the CHIRALA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Chirala
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0000896:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHIRALA is still linked to IFSC CNRB0000896.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CNRB0000896
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – CHIRALA is still mapped to IFSC CNRB0000896. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0000896 and the beneficiary's account number to complete the transfer.
Account types you can open at the Chirala branch
Once you have an account at Canara Bank – CHIRALA, the IFSC CNRB0000896 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chirala branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0000896
MICR & cheque-truncation details
Cheques drawn on the Chirala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0000896 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Chirala branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0000896 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CNRB0000896
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – CHIRALA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0000896. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Chirala branch sits at DURBAR MAIN RD, CHIRALA. If you are travelling from outside Chirala, search for the branch on a maps application using the bank name and locality, or call 8594-232635 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0000896 and your account number.
Verifying IFSC CNRB0000896 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0000896 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8594-232635.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chirala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0000896 continue to work without interruption.
Branch address & contact
Canara BankChirala Branch
DURBAR MAIN RD, CHIRALA
Chirala, Andhra Pradesh
Phone: 8594-232635
IFSC: CNRB0000896
Frequently asked questions
How do I add Canara Bank Chirala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0000896, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chirala branch but serve different purposes.
Can I use IFSC CNRB0000896 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0000896 to send funds instantly.
Is IFSC CNRB0000896 valid for NEFT and RTGS?
Yes. IFSC CNRB0000896 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC CNRB0000896 the same for all accounts at Chirala branch?
Yes. The IFSC CNRB0000896 is shared by every account held at Canara Bank's Chirala branch. Only the account number changes from customer to customer.
Where is Canara Bank Chirala branch located?
Canara Bank's Chirala branch is located at DURBAR MAIN RD, CHIRALA, Chirala, Andhra Pradesh.
Summary
The IFSC code CNRB0000896 belongs to Canara Bank's CHIRALA branch, located at DURBAR MAIN RD, CHIRALA in CHIRALA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
