Use this page as a one-stop reference for everything related to Canara Bank's CHIKHILI branch in CHIKHLI, GUJARAT. The branch's IFSC code CNRB0003421 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's CHIKHILI branch, the IFSC CNRB0003421 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 003421 identifies this particular branch.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Chikhili |
| IFSC Code | CNRB0003421 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK, DUDHESWARI MANDIR, MAHETWAD, B/H. NANAK STORE, CHIKLI - 396 521, DIST. NAVASARI, GUJARAT |
| City | Chikhli |
| District | Navsari |
| State | Gujarat |
| STD Code | 2634 |
| Phone | 234525 |
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chikhili branch in Chikhli, Gujarat is part of this network and uses the IFSC code CNRB0003421 for all electronic settlement.
Chikhili branch overview
Located at CANARA BANK, DUDHESWARI MANDIR, MAHETWAD, B/H. NANAK STORE, CHIKLI - 396 521, DIST. NAVASARI, GUJARAT, the Chikhili branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0003421 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's CHIKHILI branch came to be assigned the code CNRB0003421.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0003421, money simply cannot be routed to the CHIKHILI branch electronically.
How to transfer money using IFSC CNRB0003421
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003421 across all three.
NEFT to Canara Bank, CHIKHILI using IFSC CNRB0003421
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0003421, and confirm that the system picks up Canara Bank – CHIKHILI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHIKHILI
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's CHIKHILI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0003421 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank CHIKHILI (IFSC CNRB0003421)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0003421 in your mobile or internet banking app, and the money is credited to the CHIKHILI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0003421 for Canara Bank – CHIKHILI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0003421 | Yes – CNRB0003421 | Yes – CNRB0003421 |
For most retail customers crediting the Chikhili branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's CHIKHILI branch, the IFSC CNRB0003421 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chikhili branch is mapped to IFSC CNRB0003421 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0003421.
Banking services available
The Chikhili branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2634-234525.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0003421
MICR & cheque-truncation details
Cheques drawn on the Chikhili branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0003421 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CNRB0003421
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the CHIKHILI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0003421 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – CHIKHILI:
- The IFSC is exactly CNRB0003421 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and CHIKHILI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Chikhili branch sits at CANARA BANK, DUDHESWARI MANDIR, MAHETWAD, B/H. NANAK STORE, CHIKLI - 396 521, DIST. NAVASARI, GUJARAT. If you are travelling from outside Chikhli, search for the branch on a maps application using the bank name and locality, or call 2634-234525 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0003421 and your account number.
Verifying IFSC CNRB0003421 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0003421 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2634-234525.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chikhili are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0003421 continue to work without interruption.
Branch address & contact
Canara BankChikhili Branch
CANARA BANK, DUDHESWARI MANDIR, MAHETWAD, B/H. NANAK STORE, CHIKLI - 396 521, DIST. NAVASARI, GUJARAT
Chikhli, Gujarat
Phone: 2634-234525
IFSC: CNRB0003421
Frequently asked questions
Is IFSC CNRB0003421 valid for NEFT and RTGS?
Yes. IFSC CNRB0003421 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Canara Bank Chikhili branch?
You can reach the branch at 2634-234525 during regular banking hours.
Does Canara Bank Chikhili branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2634-234525 to confirm.
Where is Canara Bank Chikhili branch located?
Canara Bank's Chikhili branch is located at CANARA BANK, DUDHESWARI MANDIR, MAHETWAD, B/H. NANAK STORE, CHIKLI - 396 521, DIST. NAVASARI, GUJARAT, Chikhli, Gujarat.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chikhili branch but serve different purposes.
What is the IFSC code of Canara Bank Chikhili branch?
The IFSC code of Canara Bank, Chikhili branch is CNRB0003421. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using CNRB0003421 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Chikhili reflect within 30 minutes.
How do I add Canara Bank Chikhili as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0003421, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code CNRB0003421 belongs to Canara Bank's CHIKHILI branch, located at CANARA BANK, DUDHESWARI MANDIR, MAHETWAD, B/H. NANAK STORE, CHIKLI - 396 521,… in CHIKHLI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
