Below are the complete branch details for Canara Bank, CHIKALIM GOA branch, located in CHICALIM, GOA. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0005656. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0005656 for Canara Bank – CHIKALIM GOA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0005656 is the IFSC of Canara Bank's CHIKALIM GOA branch. The format is fixed: CNRB = bank code, 0 = reserved, 005656 = branch identifier.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chikalim Goa branch in Chicalim, Goa is part of this network and uses the IFSC code CNRB0005656 for all electronic settlement.
About this branch
The branch is located at AMBIENCE BELLA VISTA SHOP NO 4 5 AND 6 CHIKALIM CHURCH BUS STOP GOA CHIKALIM GOA 403711. It serves the Chicalim region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0005656 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Chikalim Goa |
| IFSC Code | CNRB0005656 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AMBIENCE BELLA VISTA SHOP NO 4 5 AND 6 CHIKALIM CHURCH BUS STOP GOA CHIKALIM GOA 403711 |
| City | Chicalim |
| District | South Goa |
| State | Goa |
| STD Code | 832 |
| Phone | 2541601 |
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHIKALIM GOA of Canara Bank — its own 11-character IFSC. The code CNRB0005656 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0005656 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0005656 and the account number together uniquely identify the Chikalim Goa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CNRB0005656
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0005656 across all three.
How to use IFSC CNRB0005656 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's CHIKALIM GOA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0005656.
- Confirm the bank name auto-populates as Canara Bank and the branch as CHIKALIM GOA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CHIKALIM GOA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's CHIKALIM GOA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0005656 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – CHIKALIM GOA, use IMPS. With IFSC CNRB0005656 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0005656 for Canara Bank – CHIKALIM GOA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0005656 | Yes – CNRB0005656 | Yes – CNRB0005656 |
For most retail customers crediting the Chikalim Goa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0005656
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – CHIKALIM GOA is still mapped to IFSC CNRB0005656. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0005656 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chikalim Goa branch is mapped to IFSC CNRB0005656 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0005656.
Banking services available
The Chikalim Goa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 832-2541601.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0005656
Digital banking channels
Most day-to-day work that customers used to do at the Chikalim Goa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0005656 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Chikalim Goa branch sits at AMBIENCE BELLA VISTA SHOP NO 4 5 AND 6 CHIKALIM CHURCH BUS STOP GOA CHIKALIM GOA 403711. If you are travelling from outside Chicalim, search for the branch on a maps application using the bank name and locality, or call 832-2541601 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0005656 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – CHIKALIM GOA:
- The IFSC is exactly CNRB0005656 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and CHIKALIM GOA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chikalim Goa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0005656, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0005656 for Canara Bank – CHIKALIM GOA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Canara BankChikalim Goa Branch
AMBIENCE BELLA VISTA SHOP NO 4 5 AND 6 CHIKALIM CHURCH BUS STOP GOA CHIKALIM GOA 403711
Chicalim, Goa
Phone: 832-2541601
IFSC: CNRB0005656
Frequently asked questions
Is IFSC CNRB0005656 the same for all accounts at Chikalim Goa branch?
Yes. The IFSC CNRB0005656 is shared by every account held at Canara Bank's Chikalim Goa branch. Only the account number changes from customer to customer.
How do I add Canara Bank Chikalim Goa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0005656, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC CNRB0005656 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0005656 to send funds instantly.
Does Canara Bank Chikalim Goa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 832-2541601 to confirm.
What is the phone number of Canara Bank Chikalim Goa branch?
You can reach the branch at 832-2541601 during regular banking hours.
What is the IFSC code of Canara Bank Chikalim Goa branch?
The IFSC code of Canara Bank, Chikalim Goa branch is CNRB0005656. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CNRB0005656 valid for NEFT and RTGS?
Yes. IFSC CNRB0005656 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using CNRB0005656 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Chikalim Goa reflect within 30 minutes.
Final notes
To recap: CNRB0005656 is the IFSC code of Canara Bank, CHIKALIM GOA branch, in CHICALIM, GOA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
