IFSC Code of Canara Bank, United India Colony, Kodambakkam, Chennai Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Canara Bank's UNITED INDIA COLONY, KODAMBAKKAM, CHENNAI branch in CHENNAI, TAMIL NADU. The branch's IFSC code CNRB0003871 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Canara Bank – UNITED INDIA COLONY, KODAMBAKKAM, CHENNAI is CNRB0003871. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003871 map to this branch in CHENNAI, TAMIL NADU.

Branch details at a glance

About the bank

Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its United India Colony, Kodambakkam, Chennai branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code CNRB0003871 for all electronic settlement.

United India Colony, Kodambakkam, Chennai branch overview

Located at CANARA BANK, NO 9, ANNA RAOD, UNITED INDIA COLONY, KODAMBAKKAM, CHENNI - 600024 TN, the United India Colony, Kodambakkam, Chennai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0003871 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's UNITED INDIA COLONY, KODAMBAKKAM, CHENNAI branch came to be assigned the code CNRB0003871.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0003871, money simply cannot be routed to the UNITED INDIA COLONY, KODAMBAKKAM, CHENNAI branch electronically.

How to transfer money using IFSC CNRB0003871

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003871 across all three.

NEFT to Canara Bank, UNITED INDIA COLONY, KODAMBAKKAM, CHENNAI using IFSC CNRB0003871

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0003871, and confirm that the system picks up Canara Bank – UNITED INDIA COLONY, KODAMBAKKAM, CHENNAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to UNITED INDIA COLONY, KODAMBAKKAM, CHENNAI

If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's UNITED INDIA COLONY, KODAMBAKKAM, CHENNAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0003871 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Canara Bank – UNITED INDIA COLONY, KODAMBAKKAM, CHENNAI, use IMPS. With IFSC CNRB0003871 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CNRB0003871 for Canara Bank – UNITED INDIA COLONY, KODAMBAKKAM, CHENNAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the United India Colony, Kodambakkam, Chennai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC CNRB0003871

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – UNITED INDIA COLONY, KODAMBAKKAM, CHENNAI is still mapped to IFSC CNRB0003871. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0003871 and the beneficiary's account number to complete the transfer.

Account types you can open at the United India Colony, Kodambakkam, Chennai branch

Once you have an account at Canara Bank – UNITED INDIA COLONY, KODAMBAKKAM, CHENNAI, the IFSC CNRB0003871 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The United India Colony, Kodambakkam, Chennai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-1234567890.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0003871

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0003871 and the account number together uniquely identify the United India Colony, Kodambakkam, Chennai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the United India Colony, Kodambakkam, Chennai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0003871 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – UNITED INDIA COLONY, KODAMBAKKAM, CHENNAI:

• The IFSC is exactly CNRB0003871 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Canara Bank as the bank name and UNITED INDIA COLONY, KODAMBAKKAM, CHENNAI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The United India Colony, Kodambakkam, Chennai branch sits at CANARA BANK, NO 9, ANNA RAOD, UNITED INDIA COLONY, KODAMBAKKAM, CHENNI - 600024 TN. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 91-1234567890 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0003871 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CNRB0003871 for Canara Bank – UNITED INDIA COLONY, KODAMBAKKAM, CHENNAI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The United India Colony, Kodambakkam, Chennai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0003871, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: CNRB0003871 is the IFSC code of Canara Bank, UNITED INDIA COLONY, KODAMBAKKAM, CHENNAI branch, in CHENNAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.