This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, THIRUMUDIVAKKAM-SME,CHENNAI branch in CHENNAI. The 11-digit IFSC CNRB0003412 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the THIRUMUDIVAKKAM-SME,CHENNAI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – THIRUMUDIVAKKAM-SME,CHENNAI is CNRB0003412. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003412 map to this branch in CHENNAI, TAMIL NADU.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Thirumudivakkam-SME,Chennai branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0003412.
Thirumudivakkam-SME,Chennai branch overview
Located at CANARA BANK 184/2,SIDCO INDUSTRIAL ESTATE,THIRUMUDIVAKKAM, DIST-KANCHIPURAM CHENNAI-600044, the Thirumudivakkam-SME,Chennai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0003412 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Thirumudivakkam-SME,Chennai |
| IFSC Code | CNRB0003412 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK 184/2,SIDCO INDUSTRIAL ESTATE,THIRUMUDIVAKKAM, DIST-KANCHIPURAM CHENNAI-600044 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 24780088 |
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THIRUMUDIVAKKAM-SME,CHENNAI of Canara Bank — its own 11-character IFSC. The code CNRB0003412 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0003412 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0003412 and the account number together uniquely identify the Thirumudivakkam-SME,Chennai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CNRB0003412
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003412 across all three.
NEFT to Canara Bank, THIRUMUDIVAKKAM-SME,CHENNAI using IFSC CNRB0003412
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0003412, and confirm that the system picks up Canara Bank – THIRUMUDIVAKKAM-SME,CHENNAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0003412
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – THIRUMUDIVAKKAM-SME,CHENNAI, ensure your bank's portal accepts IFSC CNRB0003412 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – THIRUMUDIVAKKAM-SME,CHENNAI, use IMPS. With IFSC CNRB0003412 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Thirumudivakkam-SME,Chennai
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0003412:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THIRUMUDIVAKKAM-SME,CHENNAI is still linked to IFSC CNRB0003412.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CNRB0003412
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – THIRUMUDIVAKKAM-SME,CHENNAI is still mapped to IFSC CNRB0003412. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0003412 and the beneficiary's account number to complete the transfer.
Account types you can open at the Thirumudivakkam-SME,Chennai branch
Once you have an account at Canara Bank – THIRUMUDIVAKKAM-SME,CHENNAI, the IFSC CNRB0003412 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Thirumudivakkam-SME,Chennai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-24780088.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0003412
Digital banking channels
Most day-to-day work that customers used to do at the Thirumudivakkam-SME,Chennai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0003412 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Thirumudivakkam-SME,Chennai branch
The branch is located at CANARA BANK 184/2,SIDCO INDUSTRIAL ESTATE,THIRUMUDIVAKKAM, DIST-KANCHIPURAM CHENNAI-600044, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Thirumudivakkam-SME,Chennai branch” — the verified location pin for IFSC CNRB0003412 should appear at the top of the results.
- Confirm the branch is open by calling 44-24780088 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0003412 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – THIRUMUDIVAKKAM-SME,CHENNAI:
- The IFSC is exactly CNRB0003412 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and THIRUMUDIVAKKAM-SME,CHENNAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thirumudivakkam-SME,Chennai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0003412, however, work 24x7.
Verifying IFSC CNRB0003412 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0003412 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-24780088.
- Visiting the bank's official branch locator page.
Branch address & contact
Canara BankThirumudivakkam-SME,Chennai Branch
CANARA BANK 184/2,SIDCO INDUSTRIAL ESTATE,THIRUMUDIVAKKAM, DIST-KANCHIPURAM CHENNAI-600044
Chennai, Tamil Nadu
Phone: 44-24780088
IFSC: CNRB0003412
Frequently asked questions
Is IFSC CNRB0003412 valid for NEFT and RTGS?
Yes. IFSC CNRB0003412 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Canara Bank Thirumudivakkam-SME,Chennai branch located?
Canara Bank's Thirumudivakkam-SME,Chennai branch is located at CANARA BANK 184/2,SIDCO INDUSTRIAL ESTATE,THIRUMUDIVAKKAM, DIST-KANCHIPURAM CHENNAI-600044, Chennai, Tamil Nadu.
How do I add Canara Bank Thirumudivakkam-SME,Chennai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0003412, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Canara Bank Thirumudivakkam-SME,Chennai branch?
The IFSC code of Canara Bank, Thirumudivakkam-SME,Chennai branch is CNRB0003412. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CNRB0003412 the same for all accounts at Thirumudivakkam-SME,Chennai branch?
Yes. The IFSC CNRB0003412 is shared by every account held at Canara Bank's Thirumudivakkam-SME,Chennai branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using CNRB0003412 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Thirumudivakkam-SME,Chennai reflect within 30 minutes.
Summary
The IFSC code CNRB0003412 belongs to Canara Bank's THIRUMUDIVAKKAM-SME,CHENNAI branch, located at CANARA BANK 184/2,SIDCO INDUSTRIAL ESTATE,THIRUMUDIVAKKAM, DIST-KANCHIPURAM… in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
