IFSC Code of Canara Bank, Specialised SME Branch Chennai Saidapet Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Canara Bank's SPECIALISED SME BRANCH CHENNAI SAIDAPET branch in CHENNAI, TAMIL NADU. The branch's IFSC code CNRB0016036 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Canara Bank – SPECIALISED SME BRANCH CHENNAI SAIDAPET is CNRB0016036. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 016036 map to this branch in CHENNAI, TAMIL NADU.

Bank profile

Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Specialised SME Branch Chennai Saidapet branch — IFSC CNRB0016036 — extends the bank's services to customers in and around Chennai, Tamil Nadu.

About this branch

The branch is located at NO 54 SESHACHALA MUDALI STREET SAIDAPET CHENNAI CHENNAI 600 015. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0016036 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's SPECIALISED SME BRANCH CHENNAI SAIDAPET branch came to be assigned the code CNRB0016036.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0016036, money simply cannot be routed to the SPECIALISED SME BRANCH CHENNAI SAIDAPET branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0016036 and the account number together uniquely identify the Specialised SME Branch Chennai Saidapet branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC CNRB0016036

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0016036 across all three.

NEFT to Canara Bank, SPECIALISED SME BRANCH CHENNAI SAIDAPET using IFSC CNRB0016036

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0016036, and confirm that the system picks up Canara Bank – SPECIALISED SME BRANCH CHENNAI SAIDAPET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SPECIALISED SME BRANCH CHENNAI SAIDAPET

If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's SPECIALISED SME BRANCH CHENNAI SAIDAPET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0016036 while initiating the transfer and the credit will appear within minutes.

IMPS to Canara Bank SPECIALISED SME BRANCH CHENNAI SAIDAPET (IFSC CNRB0016036)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0016036 in your mobile or internet banking app, and the money is credited to the SPECIALISED SME BRANCH CHENNAI SAIDAPET branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CNRB0016036 for Canara Bank – SPECIALISED SME BRANCH CHENNAI SAIDAPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Specialised SME Branch Chennai Saidapet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's SPECIALISED SME BRANCH CHENNAI SAIDAPET branch, the IFSC CNRB0016036 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Specialised SME Branch Chennai Saidapet branch

Once you have an account at Canara Bank – SPECIALISED SME BRANCH CHENNAI SAIDAPET, the IFSC CNRB0016036 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Specialised SME Branch Chennai Saidapet branch can access most of Canara Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CNRB0016036

Online banking and IFSC CNRB0016036

Canara Bank customers can register for net banking and the bank's official mobile app once their account at the SPECIALISED SME BRANCH CHENNAI SAIDAPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0016036 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Specialised SME Branch Chennai Saidapet branch

The branch is located at NO 54 SESHACHALA MUDALI STREET SAIDAPET CHENNAI CHENNAI 600 015, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Canara Bank Specialised SME Branch Chennai Saidapet branch” — the verified location pin for IFSC CNRB0016036 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0016036 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – SPECIALISED SME BRANCH CHENNAI SAIDAPET:

• The IFSC is exactly CNRB0016036 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Canara Bank as the bank name and SPECIALISED SME BRANCH CHENNAI SAIDAPET as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Specialised SME Branch Chennai Saidapet are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0016036 continue to work without interruption.

Verifying IFSC CNRB0016036 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0016036 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CNRB0016036 belongs to Canara Bank's SPECIALISED SME BRANCH CHENNAI SAIDAPET branch, located at NO 54 SESHACHALA MUDALI STREET SAIDAPET CHENNAI CHENNAI 600 015 in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.