This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, PALLIKARANI, NIOT branch in CHENNAI. The 11-digit IFSC CNRB0002874 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the PALLIKARANI, NIOT location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – PALLIKARANI, NIOT is CNRB0002874. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002874 map to this branch in CHENNAI, TAMIL NADU.
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Pallikarani, Niot branch — IFSC CNRB0002874 — extends the bank's services to customers in and around Chennai, Tamil Nadu.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Pallikarani, Niot |
| IFSC Code | CNRB0002874 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NIOT CAMPUS, NARAYANAPURAM, PALLIKARANI,KANCHEEPURAM DIST., TAMIL NADU - 601302 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 22462235 |
About this branch
The branch is located at NIOT CAMPUS, NARAYANAPURAM, PALLIKARANI,KANCHEEPURAM DIST., TAMIL NADU - 601302. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0002874 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's PALLIKARANI, NIOT branch came to be assigned the code CNRB0002874.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0002874, money simply cannot be routed to the PALLIKARANI, NIOT branch electronically.
Products and account variants supported
Every account opened at the Pallikarani, Niot branch is mapped to IFSC CNRB0002874 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0002874.
Products and services
Customers walking into the Pallikarani, Niot branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0002874
How to transfer money using IFSC CNRB0002874
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0002874 across all three.
NEFT to Canara Bank, PALLIKARANI, NIOT using IFSC CNRB0002874
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0002874, and confirm that the system picks up Canara Bank – PALLIKARANI, NIOT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0002874
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – PALLIKARANI, NIOT, ensure your bank's portal accepts IFSC CNRB0002874 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank PALLIKARANI, NIOT (IFSC CNRB0002874)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0002874 in your mobile or internet banking app, and the money is credited to the PALLIKARANI, NIOT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0002874 for Canara Bank – PALLIKARANI, NIOT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0002874 | Yes – CNRB0002874 | Yes – CNRB0002874 |
For most retail customers crediting the Pallikarani, Niot branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's PALLIKARANI, NIOT branch, the IFSC CNRB0002874 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC CNRB0002874
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the PALLIKARANI, NIOT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0002874 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Pallikarani, Niot branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0002874 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – PALLIKARANI, NIOT:
- The IFSC is exactly CNRB0002874 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and PALLIKARANI, NIOT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Pallikarani, Niot branch
The branch is located at NIOT CAMPUS, NARAYANAPURAM, PALLIKARANI,KANCHEEPURAM DIST., TAMIL NADU - 601302, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Pallikarani, Niot branch” — the verified location pin for IFSC CNRB0002874 should appear at the top of the results.
- Confirm the branch is open by calling 44-22462235 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0002874 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0002874 for Canara Bank – PALLIKARANI, NIOT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Pallikarani, Niot are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0002874 continue to work without interruption.
Branch address & contact
Canara BankPallikarani, Niot Branch
NIOT CAMPUS, NARAYANAPURAM, PALLIKARANI,KANCHEEPURAM DIST., TAMIL NADU - 601302
Chennai, Tamil Nadu
Phone: 44-22462235
IFSC: CNRB0002874
Frequently asked questions
Is IFSC CNRB0002874 valid for NEFT and RTGS?
Yes. IFSC CNRB0002874 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pallikarani, Niot branch but serve different purposes.
How quickly will an NEFT transfer using CNRB0002874 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Pallikarani, Niot reflect within 30 minutes.
How do I add Canara Bank Pallikarani, Niot as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0002874, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Canara Bank Pallikarani, Niot branch?
The IFSC code of Canara Bank, Pallikarani, Niot branch is CNRB0002874. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Canara Bank Pallikarani, Niot branch?
You can reach the branch at 44-22462235 during regular banking hours.
Can I use IFSC CNRB0002874 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0002874 to send funds instantly.
Summary
The IFSC code CNRB0002874 belongs to Canara Bank's PALLIKARANI, NIOT branch, located at NIOT CAMPUS, NARAYANAPURAM, PALLIKARANI,KANCHEEPURAM DIST., TAMIL NADU - 601302 in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
