IFSC Code of Canara Bank, Anna Nagar East, Chennai Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Canara Bank's ANNA NAGAR EAST, CHENNAI branch in CHENNAI, TAMIL NADU. The branch's IFSC code CNRB0000974 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, CNRB0000974 is the IFSC of Canara Bank's ANNA NAGAR EAST, CHENNAI branch. The format is fixed: CNRB = bank code, 0 = reserved, 000974 = branch identifier.

Branch details at a glance

About Canara Bank

Canara Bank operates a wide network of branches across India, including the Anna Nagar East, Chennai branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0000974.

Anna Nagar East, Chennai branch overview

Located at PLOT NO. A-12, A-13 ANNA NAGAR EAST II AVENUE CHENNAI 600102, the Anna Nagar East, Chennai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0000974 is required for all interbank electronic transfers routed through this branch.

Why every Canara Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ANNA NAGAR EAST, CHENNAI of Canara Bank — its own 11-character IFSC. The code CNRB0000974 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0000974 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC CNRB0000974

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0000974 across all three.

NEFT to Canara Bank, ANNA NAGAR EAST, CHENNAI using IFSC CNRB0000974

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0000974, and confirm that the system picks up Canara Bank – ANNA NAGAR EAST, CHENNAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ANNA NAGAR EAST, CHENNAI

If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's ANNA NAGAR EAST, CHENNAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0000974 while initiating the transfer and the credit will appear within minutes.

IMPS to Canara Bank ANNA NAGAR EAST, CHENNAI (IFSC CNRB0000974)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0000974 in your mobile or internet banking app, and the money is credited to the ANNA NAGAR EAST, CHENNAI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Anna Nagar East, Chennai

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0000974:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ANNA NAGAR EAST, CHENNAI is still linked to IFSC CNRB0000974.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC CNRB0000974

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – ANNA NAGAR EAST, CHENNAI is still mapped to IFSC CNRB0000974. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0000974 and the beneficiary's account number to complete the transfer.

Account types you can open at the Anna Nagar East, Chennai branch

Once you have an account at Canara Bank – ANNA NAGAR EAST, CHENNAI, the IFSC CNRB0000974 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Anna Nagar East, Chennai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-26261627.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0000974

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0000974 and the account number together uniquely identify the Anna Nagar East, Chennai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC CNRB0000974

Canara Bank customers can register for net banking and the bank's official mobile app once their account at the ANNA NAGAR EAST, CHENNAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0000974 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – ANNA NAGAR EAST, CHENNAI:

• The IFSC is exactly CNRB0000974 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Canara Bank as the bank name and ANNA NAGAR EAST, CHENNAI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Anna Nagar East, Chennai branch sits at PLOT NO. A-12, A-13 ANNA NAGAR EAST II AVENUE CHENNAI 600102. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 44-26261627 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0000974 and your account number.

Verifying IFSC CNRB0000974 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0000974 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 44-26261627.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Anna Nagar East, Chennai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0000974 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CNRB0000974 belongs to Canara Bank's ANNA NAGAR EAST, CHENNAI branch, located at PLOT NO. A-12, A-13 ANNA NAGAR EAST II AVENUE CHENNAI 600102 in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.