IFSC Code of Canara Bank, N R I Branch,Chavakkad Branch, Kerala

If you are searching for the IFSC code of Canara Bank, N R I BRANCH,CHAVAKKAD branch in CHAVAKKAD, KERALA, this page has every detail you need. The verified IFSC code for this branch is CNRB0001989. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the N R I BRANCH,CHAVAKKAD branch, and detailed step-by-step guides for using the IFSC CNRB0001989 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Canara Bank – N R I BRANCH,CHAVAKKAD is CNRB0001989. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001989 map to this branch in CHAVAKKAD, KERALA.

Branch details at a glance

Bank profile

Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The N R I Branch,Chavakkad branch — IFSC CNRB0001989 — extends the bank's services to customers in and around Chavakkad, Kerala.

N R I Branch,Chavakkad branch overview

Located at DEVASSI MEMORIAL BUILDING OPP., M.R.RAMAN MEMORIAL SCHOOL, CHAVAKKAD 680506, the N R I Branch,Chavakkad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0001989 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's N R I BRANCH,CHAVAKKAD branch came to be assigned the code CNRB0001989.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0001989, money simply cannot be routed to the N R I BRANCH,CHAVAKKAD branch electronically.

How to transfer money using IFSC CNRB0001989

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0001989 across all three.

How to use IFSC CNRB0001989 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's N R I BRANCH,CHAVAKKAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CNRB0001989.
4. Confirm the bank name auto-populates as Canara Bank and the branch as N R I BRANCH,CHAVAKKAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC CNRB0001989

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – N R I BRANCH,CHAVAKKAD, ensure your bank's portal accepts IFSC CNRB0001989 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Canara Bank – N R I BRANCH,CHAVAKKAD, use IMPS. With IFSC CNRB0001989 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CNRB0001989 for Canara Bank – N R I BRANCH,CHAVAKKAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the N R I Branch,Chavakkad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC CNRB0001989

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – N R I BRANCH,CHAVAKKAD is still mapped to IFSC CNRB0001989. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0001989 and the beneficiary's account number to complete the transfer.

Account types you can open at the N R I Branch,Chavakkad branch

Once you have an account at Canara Bank – N R I BRANCH,CHAVAKKAD, the IFSC CNRB0001989 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The N R I Branch,Chavakkad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 487-2507903.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0001989

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0001989 and the account number together uniquely identify the N R I Branch,Chavakkad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC CNRB0001989

Canara Bank customers can register for net banking and the bank's official mobile app once their account at the N R I BRANCH,CHAVAKKAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0001989 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – N R I BRANCH,CHAVAKKAD:

• The IFSC is exactly CNRB0001989 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Canara Bank as the bank name and N R I BRANCH,CHAVAKKAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The N R I Branch,Chavakkad branch sits at DEVASSI MEMORIAL BUILDING OPP., M.R.RAMAN MEMORIAL SCHOOL, CHAVAKKAD 680506. If you are travelling from outside Chavakkad, search for the branch on a maps application using the bank name and locality, or call 487-2507903 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0001989 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CNRB0001989 for Canara Bank – N R I BRANCH,CHAVAKKAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at N R I Branch,Chavakkad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0001989 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CNRB0001989 belongs to Canara Bank's N R I BRANCH,CHAVAKKAD branch, located at DEVASSI MEMORIAL BUILDING OPP., M.R.RAMAN MEMORIAL SCHOOL, CHAVAKKAD 680506 in CHAVAKKAD, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.