Use this page as a one-stop reference for everything related to Canara Bank's CHATRA branch in CHATRA, JHARKHAND. The branch's IFSC code CNRB0005230 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – CHATRA is CNRB0005230. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005230 map to this branch in CHATRA, JHARKHAND.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Chatra |
| IFSC Code | CNRB0005230 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK, MAWARI MOHALLA, NEAR JAIN MANDIR CHATRA, JHARKHAND-833212 |
| City | Chatra |
| District | Chatra |
| State | Jharkhand |
| Phone | 8797726714 |
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chatra branch in Chatra, Jharkhand is part of this network and uses the IFSC code CNRB0005230 for all electronic settlement.
About this branch
The branch is located at CANARA BANK, MAWARI MOHALLA, NEAR JAIN MANDIR CHATRA, JHARKHAND-833212. It serves the Chatra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0005230 is used to identify this branch on the RBI payments network.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHATRA of Canara Bank — its own 11-character IFSC. The code CNRB0005230 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0005230 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CNRB0005230
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0005230 across all three.
How to use IFSC CNRB0005230 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's CHATRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0005230.
- Confirm the bank name auto-populates as Canara Bank and the branch as CHATRA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CNRB0005230
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – CHATRA, ensure your bank's portal accepts IFSC CNRB0005230 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank CHATRA (IFSC CNRB0005230)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0005230 in your mobile or internet banking app, and the money is credited to the CHATRA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0005230 for Canara Bank – CHATRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0005230 | Yes – CNRB0005230 | Yes – CNRB0005230 |
For most retail customers crediting the Chatra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0005230
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – CHATRA is still mapped to IFSC CNRB0005230. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0005230 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chatra branch is mapped to IFSC CNRB0005230 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0005230.
Banking services available
The Chatra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8797726714.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0005230
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0005230 and the account number together uniquely identify the Chatra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CNRB0005230
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the CHATRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0005230 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC CNRB0005230
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – CHATRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0005230. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Chatra branch sits at CANARA BANK, MAWARI MOHALLA, NEAR JAIN MANDIR CHATRA, JHARKHAND-833212. If you are travelling from outside Chatra, search for the branch on a maps application using the bank name and locality, or call 8797726714 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0005230 and your account number.
Verifying IFSC CNRB0005230 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0005230 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8797726714.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chatra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0005230 continue to work without interruption.
Branch address & contact
Canara BankChatra Branch
CANARA BANK, MAWARI MOHALLA, NEAR JAIN MANDIR CHATRA, JHARKHAND-833212
Chatra, Jharkhand
Phone: 8797726714
IFSC: CNRB0005230
Frequently asked questions
Is IFSC CNRB0005230 the same for all accounts at Chatra branch?
Yes. The IFSC CNRB0005230 is shared by every account held at Canara Bank's Chatra branch. Only the account number changes from customer to customer.
Where is Canara Bank Chatra branch located?
Canara Bank's Chatra branch is located at CANARA BANK, MAWARI MOHALLA, NEAR JAIN MANDIR CHATRA, JHARKHAND-833212, Chatra, Jharkhand.
What is the phone number of Canara Bank Chatra branch?
You can reach the branch at 8797726714 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chatra branch but serve different purposes.
How do I add Canara Bank Chatra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0005230, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CNRB0005230 valid for NEFT and RTGS?
Yes. IFSC CNRB0005230 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Canara Bank Chatra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8797726714 to confirm.
Can I use IFSC CNRB0005230 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0005230 to send funds instantly.
Summary
The IFSC code CNRB0005230 belongs to Canara Bank's CHATRA branch, located at CANARA BANK, MAWARI MOHALLA, NEAR JAIN MANDIR CHATRA, JHARKHAND-833212 in CHATRA, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
