This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, CHANGANASSERYCHANGANACHERRY II branch in CHANGANASSERY. The 11-digit IFSC CNRB0014351 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the CHANGANASSERYCHANGANACHERRY II location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0014351 is the IFSC of Canara Bank's CHANGANASSERYCHANGANACHERRY II branch. The format is fixed: CNRB = bank code, 0 = reserved, 014351 = branch identifier.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Changanasserychanganacherry Ii |
| IFSC Code | CNRB0014351 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PAIKATTU BUILDINGS KAVALA M C ROAD CHANGANASSERY KOTTAYAM KERALA |
| City | Changanassery |
| District | Kottayam |
| State | Kerala |
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Changanasserychanganacherry Ii branch — IFSC CNRB0014351 — extends the bank's services to customers in and around Changanassery, Kerala.
Changanasserychanganacherry Ii branch overview
Located at PAIKATTU BUILDINGS KAVALA M C ROAD CHANGANASSERY KOTTAYAM KERALA, the Changanasserychanganacherry Ii branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0014351 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's CHANGANASSERYCHANGANACHERRY II branch came to be assigned the code CNRB0014351.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0014351, money simply cannot be routed to the CHANGANASSERYCHANGANACHERRY II branch electronically.
How to transfer money using IFSC CNRB0014351
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0014351 across all three.
NEFT to Canara Bank, CHANGANASSERYCHANGANACHERRY II using IFSC CNRB0014351
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0014351, and confirm that the system picks up Canara Bank – CHANGANASSERYCHANGANACHERRY II. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHANGANASSERYCHANGANACHERRY II
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's CHANGANASSERYCHANGANACHERRY II branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0014351 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – CHANGANASSERYCHANGANACHERRY II, use IMPS. With IFSC CNRB0014351 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0014351 for Canara Bank – CHANGANASSERYCHANGANACHERRY II, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0014351 | Yes – CNRB0014351 | Yes – CNRB0014351 |
For most retail customers crediting the Changanasserychanganacherry Ii branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0014351
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – CHANGANASSERYCHANGANACHERRY II is still mapped to IFSC CNRB0014351. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0014351 and the beneficiary's account number to complete the transfer.
Account types you can open at the Changanasserychanganacherry Ii branch
Once you have an account at Canara Bank – CHANGANASSERYCHANGANACHERRY II, the IFSC CNRB0014351 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Changanasserychanganacherry Ii branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0014351
MICR & cheque-truncation details
Cheques drawn on the Changanasserychanganacherry Ii branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0014351 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Changanasserychanganacherry Ii branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0014351 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – CHANGANASSERYCHANGANACHERRY II:
- The IFSC is exactly CNRB0014351 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and CHANGANASSERYCHANGANACHERRY II as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Changanasserychanganacherry Ii branch
The branch is located at PAIKATTU BUILDINGS KAVALA M C ROAD CHANGANASSERY KOTTAYAM KERALA, which puts it inside Changanassery, the broader Kottayam district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Changanasserychanganacherry Ii branch” — the verified location pin for IFSC CNRB0014351 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0014351 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0014351 for Canara Bank – CHANGANASSERYCHANGANACHERRY II, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Changanasserychanganacherry Ii are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0014351 continue to work without interruption.
Branch address & contact
Canara BankChanganasserychanganacherry Ii Branch
PAIKATTU BUILDINGS KAVALA M C ROAD CHANGANASSERY KOTTAYAM KERALA
Changanassery, Kerala
Phone: the branch contact number
IFSC: CNRB0014351
Frequently asked questions
Is IFSC CNRB0014351 the same for all accounts at Changanasserychanganacherry Ii branch?
Yes. The IFSC CNRB0014351 is shared by every account held at Canara Bank's Changanasserychanganacherry Ii branch. Only the account number changes from customer to customer.
How do I add Canara Bank Changanasserychanganacherry Ii as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0014351, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Canara Bank Changanasserychanganacherry Ii branch located?
Canara Bank's Changanasserychanganacherry Ii branch is located at PAIKATTU BUILDINGS KAVALA M C ROAD CHANGANASSERY KOTTAYAM KERALA, Changanassery, Kerala.
What is the IFSC code of Canara Bank Changanasserychanganacherry Ii branch?
The IFSC code of Canara Bank, Changanasserychanganacherry Ii branch is CNRB0014351. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Canara Bank Changanasserychanganacherry Ii branch?
You can reach the branch at the branch contact number during regular banking hours.
Does Canara Bank Changanasserychanganacherry Ii branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Changanasserychanganacherry Ii branch but serve different purposes.
Final notes
To recap: CNRB0014351 is the IFSC code of Canara Bank, CHANGANASSERYCHANGANACHERRY II branch, in CHANGANASSERY, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


