Use this page as a one-stop reference for everything related to Canara Bank's SUNAM branch in CHANDIGARH, CHANDIGARH. The branch's IFSC code CNRB0004199 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0004199 is the IFSC of Canara Bank's SUNAM branch. The format is fixed: CNRB = bank code, 0 = reserved, 004199 = branch identifier.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Sunam |
| IFSC Code | CNRB0004199 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK NEAR MATA MODI MANDIR SUNAM CHANDIGARH 148008 |
| City | Chandigarh |
| District | Chandigarh |
| State | Chandigarh |
| STD Code | 91 |
| Phone | 1234567890 |
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Sunam branch in Chandigarh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0004199.
About the Sunam branch
The Sunam branch of Canara Bank is situated at CANARA BANK NEAR MATA MODI MANDIR SUNAM CHANDIGARH 148008. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0004199 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's SUNAM branch came to be assigned the code CNRB0004199.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0004199, money simply cannot be routed to the SUNAM branch electronically.
How to transfer money using IFSC CNRB0004199
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0004199 across all three.
How to use IFSC CNRB0004199 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's SUNAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0004199.
- Confirm the bank name auto-populates as Canara Bank and the branch as SUNAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SUNAM
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's SUNAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0004199 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank SUNAM (IFSC CNRB0004199)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0004199 in your mobile or internet banking app, and the money is credited to the SUNAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0004199 for Canara Bank – SUNAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0004199 | Yes – CNRB0004199 | Yes – CNRB0004199 |
For most retail customers crediting the Sunam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0004199
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – SUNAM is still mapped to IFSC CNRB0004199. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0004199 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sunam branch is mapped to IFSC CNRB0004199 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0004199.
Banking services available
The Sunam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-1234567890.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0004199
MICR & cheque-truncation details
Cheques drawn on the Sunam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0004199 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CNRB0004199
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the SUNAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0004199 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – SUNAM:
- The IFSC is exactly CNRB0004199 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and SUNAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sunam branch
The branch is located at CANARA BANK NEAR MATA MODI MANDIR SUNAM CHANDIGARH 148008, which puts it inside Chandigarh, the broader Chandigarh district, and the state of Chandigarh. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Sunam branch” — the verified location pin for IFSC CNRB0004199 should appear at the top of the results.
- Confirm the branch is open by calling 91-1234567890 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0004199 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0004199 for Canara Bank – SUNAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Sunam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0004199 continue to work without interruption.
Branch address & contact
Canara BankSunam Branch
CANARA BANK NEAR MATA MODI MANDIR SUNAM CHANDIGARH 148008
Chandigarh, Chandigarh
Phone: 91-1234567890
IFSC: CNRB0004199
Frequently asked questions
What is the IFSC code of Canara Bank Sunam branch?
The IFSC code of Canara Bank, Sunam branch is CNRB0004199. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CNRB0004199 valid for NEFT and RTGS?
Yes. IFSC CNRB0004199 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sunam branch but serve different purposes.
How quickly will an NEFT transfer using CNRB0004199 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Sunam reflect within 30 minutes.
How do I add Canara Bank Sunam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0004199, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Canara Bank Sunam branch located?
Canara Bank's Sunam branch is located at CANARA BANK NEAR MATA MODI MANDIR SUNAM CHANDIGARH 148008, Chandigarh, Chandigarh.
Final notes
To recap: CNRB0004199 is the IFSC code of Canara Bank, SUNAM branch, in CHANDIGARH, CHANDIGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
