Below are the complete branch details for Canara Bank, CHACHRARI branch, located in CHACHRARI, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0002092. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0002092 for Canara Bank – CHACHRARI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0002092 is the IFSC of Canara Bank's CHACHRARI branch. The format is fixed: CNRB = bank code, 0 = reserved, 002092 = branch identifier.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Chachrari |
| IFSC Code | CNRB0002092 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHACHRARI VILL. P.O., DIST.JALANDHAR, PUNJABA - 144409 |
| City | Chachrari |
| District | Jalandhar |
| State | Punjab |
| STD Code | 1826 |
| Phone | 278142 |
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chachrari branch in Chachrari, Punjab is part of this network and uses the IFSC code CNRB0002092 for all electronic settlement.
Chachrari branch overview
Located at CHACHRARI VILL. P.O., DIST.JALANDHAR, PUNJABA - 144409, the Chachrari branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0002092 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's CHACHRARI branch came to be assigned the code CNRB0002092.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0002092, money simply cannot be routed to the CHACHRARI branch electronically.
How to transfer money using IFSC CNRB0002092
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0002092 across all three.
NEFT to Canara Bank, CHACHRARI using IFSC CNRB0002092
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0002092, and confirm that the system picks up Canara Bank – CHACHRARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHACHRARI
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's CHACHRARI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0002092 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank CHACHRARI (IFSC CNRB0002092)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0002092 in your mobile or internet banking app, and the money is credited to the CHACHRARI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0002092 for Canara Bank – CHACHRARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0002092 | Yes – CNRB0002092 | Yes – CNRB0002092 |
For most retail customers crediting the Chachrari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's CHACHRARI branch, the IFSC CNRB0002092 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chachrari branch is mapped to IFSC CNRB0002092 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0002092.
Products and services
Customers walking into the Chachrari branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0002092
MICR & cheque-truncation details
Cheques drawn on the Chachrari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0002092 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Chachrari branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0002092 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CNRB0002092
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – CHACHRARI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0002092. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Chachrari branch sits at CHACHRARI VILL. P.O., DIST.JALANDHAR, PUNJABA - 144409. If you are travelling from outside Chachrari, search for the branch on a maps application using the bank name and locality, or call 1826-278142 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0002092 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0002092 for Canara Bank – CHACHRARI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Chachrari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0002092 continue to work without interruption.
Branch address & contact
Canara BankChachrari Branch
CHACHRARI VILL. P.O., DIST.JALANDHAR, PUNJABA - 144409
Chachrari, Punjab
Phone: 1826-278142
IFSC: CNRB0002092
Frequently asked questions
Is IFSC CNRB0002092 the same for all accounts at Chachrari branch?
Yes. The IFSC CNRB0002092 is shared by every account held at Canara Bank's Chachrari branch. Only the account number changes from customer to customer.
Is IFSC CNRB0002092 valid for NEFT and RTGS?
Yes. IFSC CNRB0002092 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Canara Bank Chachrari branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1826-278142 to confirm.
How do I add Canara Bank Chachrari as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0002092, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Canara Bank Chachrari branch located?
Canara Bank's Chachrari branch is located at CHACHRARI VILL. P.O., DIST.JALANDHAR, PUNJABA - 144409, Chachrari, Punjab.
What is the phone number of Canara Bank Chachrari branch?
You can reach the branch at 1826-278142 during regular banking hours.
Final notes
To recap: CNRB0002092 is the IFSC code of Canara Bank, CHACHRARI branch, in CHACHRARI, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
