This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, CHELEN CHUNT NAR branch in BUDGAM. The 11-digit IFSC CNRB0007312 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the CHELEN CHUNT NAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's CHELEN CHUNT NAR branch, the IFSC CNRB0007312 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 007312 identifies this particular branch.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chelen Chunt Nar branch in Budgam, Jammu and Kashmir is part of this network and uses the IFSC code CNRB0007312 for all electronic settlement.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Chelen Chunt Nar |
| IFSC Code | CNRB0007312 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHELEN CHUNT NAR CHARI SHREEF BUDGAM JAMMU AND KASHMIR 191112 |
| City | Budgam |
| District | Budgam |
| State | Jammu and Kashmir |
| STD Code | 191 |
| Phone | 9419400225 |
About this branch
The branch is located at CHELEN CHUNT NAR CHARI SHREEF BUDGAM JAMMU AND KASHMIR 191112. It serves the Budgam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0007312 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's CHELEN CHUNT NAR branch came to be assigned the code CNRB0007312.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0007312, money simply cannot be routed to the CHELEN CHUNT NAR branch electronically.
Account types you can open at the Chelen Chunt Nar branch
Once you have an account at Canara Bank – CHELEN CHUNT NAR, the IFSC CNRB0007312 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chelen Chunt Nar branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0007312
How to transfer money using IFSC CNRB0007312
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0007312 across all three.
How to use IFSC CNRB0007312 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's CHELEN CHUNT NAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0007312.
- Confirm the bank name auto-populates as Canara Bank and the branch as CHELEN CHUNT NAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CHELEN CHUNT NAR
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's CHELEN CHUNT NAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0007312 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank CHELEN CHUNT NAR (IFSC CNRB0007312)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0007312 in your mobile or internet banking app, and the money is credited to the CHELEN CHUNT NAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0007312 for Canara Bank – CHELEN CHUNT NAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0007312 | Yes – CNRB0007312 | Yes – CNRB0007312 |
For most retail customers crediting the Chelen Chunt Nar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's CHELEN CHUNT NAR branch, the IFSC CNRB0007312 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC CNRB0007312
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the CHELEN CHUNT NAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0007312 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0007312 and the account number together uniquely identify the Chelen Chunt Nar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC CNRB0007312
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – CHELEN CHUNT NAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0007312. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Chelen Chunt Nar branch sits at CHELEN CHUNT NAR CHARI SHREEF BUDGAM JAMMU AND KASHMIR 191112. If you are travelling from outside Budgam, search for the branch on a maps application using the bank name and locality, or call 191-9419400225 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0007312 and your account number.
Verifying IFSC CNRB0007312 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0007312 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 191-9419400225.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chelen Chunt Nar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0007312, however, work 24x7.
Branch address & contact
Canara BankChelen Chunt Nar Branch
CHELEN CHUNT NAR CHARI SHREEF BUDGAM JAMMU AND KASHMIR 191112
Budgam, Jammu and Kashmir
Phone: 191-9419400225
IFSC: CNRB0007312
Frequently asked questions
How do I add Canara Bank Chelen Chunt Nar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0007312, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CNRB0007312 valid for NEFT and RTGS?
Yes. IFSC CNRB0007312 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC CNRB0007312 the same for all accounts at Chelen Chunt Nar branch?
Yes. The IFSC CNRB0007312 is shared by every account held at Canara Bank's Chelen Chunt Nar branch. Only the account number changes from customer to customer.
Can I use IFSC CNRB0007312 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0007312 to send funds instantly.
What is the IFSC code of Canara Bank Chelen Chunt Nar branch?
The IFSC code of Canara Bank, Chelen Chunt Nar branch is CNRB0007312. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Canara Bank Chelen Chunt Nar branch located?
Canara Bank's Chelen Chunt Nar branch is located at CHELEN CHUNT NAR CHARI SHREEF BUDGAM JAMMU AND KASHMIR 191112, Budgam, Jammu and Kashmir.
Summary
The IFSC code CNRB0007312 belongs to Canara Bank's CHELEN CHUNT NAR branch, located at CHELEN CHUNT NAR CHARI SHREEF BUDGAM JAMMU AND KASHMIR 191112 in BUDGAM, JAMMU AND KASHMIR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
