This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, BILKI branch in BILKI. The 11-digit IFSC CNRB0001864 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the BILKI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – BILKI is CNRB0001864. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001864 map to this branch in BILKI, KARNATAKA.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Bilki |
| IFSC Code | CNRB0001864 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KAVITHA NILAYA, MAIN ROAD, BILKI, DIST SHIMOGA, KARNATAKA - 577 450 |
| City | Bilki |
| District | Shimoga |
| State | Karnataka |
| STD Code | 8187 |
| Phone | 238924 |
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bilki branch in Bilki, Karnataka is part of this network and uses the IFSC code CNRB0001864 for all electronic settlement.
About this branch
The branch is located at KAVITHA NILAYA, MAIN ROAD, BILKI, DIST SHIMOGA, KARNATAKA - 577 450. It serves the Bilki region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0001864 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's BILKI branch came to be assigned the code CNRB0001864.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0001864, money simply cannot be routed to the BILKI branch electronically.
How to transfer money using IFSC CNRB0001864
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0001864 across all three.
How to use IFSC CNRB0001864 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's BILKI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0001864.
- Confirm the bank name auto-populates as Canara Bank and the branch as BILKI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BILKI
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's BILKI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0001864 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank BILKI (IFSC CNRB0001864)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0001864 in your mobile or internet banking app, and the money is credited to the BILKI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0001864 for Canara Bank – BILKI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0001864 | Yes – CNRB0001864 | Yes – CNRB0001864 |
For most retail customers crediting the Bilki branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's BILKI branch, the IFSC CNRB0001864 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bilki branch is mapped to IFSC CNRB0001864 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0001864.
Products and services
Customers walking into the Bilki branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0001864
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0001864 and the account number together uniquely identify the Bilki branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CNRB0001864
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the BILKI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0001864 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – BILKI:
- The IFSC is exactly CNRB0001864 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and BILKI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bilki branch sits at KAVITHA NILAYA, MAIN ROAD, BILKI, DIST SHIMOGA, KARNATAKA - 577 450. If you are travelling from outside Bilki, search for the branch on a maps application using the bank name and locality, or call 8187-238924 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0001864 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0001864 for Canara Bank – BILKI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bilki are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0001864 continue to work without interruption.
Branch address & contact
Canara BankBilki Branch
KAVITHA NILAYA, MAIN ROAD, BILKI, DIST SHIMOGA, KARNATAKA - 577 450
Bilki, Karnataka
Phone: 8187-238924
IFSC: CNRB0001864
Frequently asked questions
What is the phone number of Canara Bank Bilki branch?
You can reach the branch at 8187-238924 during regular banking hours.
How quickly will an NEFT transfer using CNRB0001864 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Bilki reflect within 30 minutes.
What is the IFSC code of Canara Bank Bilki branch?
The IFSC code of Canara Bank, Bilki branch is CNRB0001864. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Canara Bank Bilki branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8187-238924 to confirm.
Is IFSC CNRB0001864 the same for all accounts at Bilki branch?
Yes. The IFSC CNRB0001864 is shared by every account held at Canara Bank's Bilki branch. Only the account number changes from customer to customer.
Can I use IFSC CNRB0001864 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0001864 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bilki branch but serve different purposes.
Summary
The IFSC code CNRB0001864 belongs to Canara Bank's BILKI branch, located at KAVITHA NILAYA, MAIN ROAD, BILKI, DIST SHIMOGA, KARNATAKA - 577 450 in BILKI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
