Use this page as a one-stop reference for everything related to Canara Bank's BHIGWAN branch in BHIGWAN, MAHARASHTRA. The branch's IFSC code CNRB0006412 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0006412 is the IFSC of Canara Bank's BHIGWAN branch. The format is fixed: CNRB = bank code, 0 = reserved, 006412 = branch identifier.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Bhigwan branch in Bhigwan. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0006412.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Bhigwan |
| IFSC Code | CNRB0006412 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK OPP GRAMPANCHAYAT,BHIGWAN TAL INDAPUR,DIST-PUNE BHIGWAN MAHARASHTRA 413130 |
| City | Bhigwan |
| District | Pune |
| State | Maharashtra |
| STD Code | 99 |
| Phone | 9999999999 |
Bhigwan branch overview
Located at CANARA BANK OPP GRAMPANCHAYAT,BHIGWAN TAL INDAPUR,DIST-PUNE BHIGWAN MAHARASHTRA 413130, the Bhigwan branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0006412 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's BHIGWAN branch came to be assigned the code CNRB0006412.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0006412, money simply cannot be routed to the BHIGWAN branch electronically.
Products and account variants supported
Every account opened at the Bhigwan branch is mapped to IFSC CNRB0006412 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0006412.
Products and services
Customers walking into the Bhigwan branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0006412
How to transfer money using IFSC CNRB0006412
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0006412 across all three.
How to use IFSC CNRB0006412 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's BHIGWAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0006412.
- Confirm the bank name auto-populates as Canara Bank and the branch as BHIGWAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CNRB0006412
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – BHIGWAN, ensure your bank's portal accepts IFSC CNRB0006412 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – BHIGWAN, use IMPS. With IFSC CNRB0006412 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Bhigwan
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0006412:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHIGWAN is still linked to IFSC CNRB0006412.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's BHIGWAN branch, the IFSC CNRB0006412 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Bhigwan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0006412 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Bhigwan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0006412 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – BHIGWAN:
- The IFSC is exactly CNRB0006412 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and BHIGWAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bhigwan branch sits at CANARA BANK OPP GRAMPANCHAYAT,BHIGWAN TAL INDAPUR,DIST-PUNE BHIGWAN MAHARASHTRA 413130. If you are travelling from outside Bhigwan, search for the branch on a maps application using the bank name and locality, or call 99-9999999999 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0006412 and your account number.
Verifying IFSC CNRB0006412 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0006412 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 99-9999999999.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhigwan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0006412, however, work 24x7.
Branch address & contact
Canara BankBhigwan Branch
CANARA BANK OPP GRAMPANCHAYAT,BHIGWAN TAL INDAPUR,DIST-PUNE BHIGWAN MAHARASHTRA 413130
Bhigwan, Maharashtra
Phone: 99-9999999999
IFSC: CNRB0006412
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhigwan branch but serve different purposes.
Does Canara Bank Bhigwan branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 99-9999999999 to confirm.
What is the IFSC code of Canara Bank Bhigwan branch?
The IFSC code of Canara Bank, Bhigwan branch is CNRB0006412. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using CNRB0006412 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Bhigwan reflect within 30 minutes.
Where is Canara Bank Bhigwan branch located?
Canara Bank's Bhigwan branch is located at CANARA BANK OPP GRAMPANCHAYAT,BHIGWAN TAL INDAPUR,DIST-PUNE BHIGWAN MAHARASHTRA 413130, Bhigwan, Maharashtra.
Is IFSC CNRB0006412 the same for all accounts at Bhigwan branch?
Yes. The IFSC CNRB0006412 is shared by every account held at Canara Bank's Bhigwan branch. Only the account number changes from customer to customer.
Can I use IFSC CNRB0006412 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0006412 to send funds instantly.
How do I add Canara Bank Bhigwan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0006412, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: CNRB0006412 is the IFSC code of Canara Bank, BHIGWAN branch, in BHIGWAN, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
