If you are searching for the IFSC code of Canara Bank, BATHINDA RETAIL ASSET HUB branch in BATHINDA, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is CNRB0006838. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BATHINDA RETAIL ASSET HUB branch, and detailed step-by-step guides for using the IFSC CNRB0006838 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's BATHINDA RETAIL ASSET HUB branch, the IFSC CNRB0006838 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 006838 identifies this particular branch.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bathinda Retail Asset Hub branch in Bathinda, Punjab is part of this network and uses the IFSC code CNRB0006838 for all electronic settlement.
About this branch
The branch is located at AMRIK SINGH ROAD, BATHINDA. It serves the Bathinda region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0006838 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Bathinda Retail Asset Hub |
| IFSC Code | CNRB0006838 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AMRIK SINGH ROAD, BATHINDA |
| City | Bathinda |
| District | Bathinda |
| State | Punjab |
| STD Code | 164 |
| Phone | 2239092 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's BATHINDA RETAIL ASSET HUB branch came to be assigned the code CNRB0006838.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0006838, money simply cannot be routed to the BATHINDA RETAIL ASSET HUB branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0006838 and the account number together uniquely identify the Bathinda Retail Asset Hub branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CNRB0006838
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0006838 across all three.
How to use IFSC CNRB0006838 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's BATHINDA RETAIL ASSET HUB branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0006838.
- Confirm the bank name auto-populates as Canara Bank and the branch as BATHINDA RETAIL ASSET HUB.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CNRB0006838
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – BATHINDA RETAIL ASSET HUB, ensure your bank's portal accepts IFSC CNRB0006838 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – BATHINDA RETAIL ASSET HUB, use IMPS. With IFSC CNRB0006838 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0006838 for Canara Bank – BATHINDA RETAIL ASSET HUB, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0006838 | Yes – CNRB0006838 | Yes – CNRB0006838 |
For most retail customers crediting the Bathinda Retail Asset Hub branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's BATHINDA RETAIL ASSET HUB branch, the IFSC CNRB0006838 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Bathinda Retail Asset Hub branch
Once you have an account at Canara Bank – BATHINDA RETAIL ASSET HUB, the IFSC CNRB0006838 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bathinda Retail Asset Hub branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 164-2239092.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0006838
Online banking and IFSC CNRB0006838
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the BATHINDA RETAIL ASSET HUB branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0006838 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Bathinda Retail Asset Hub branch sits at AMRIK SINGH ROAD, BATHINDA. If you are travelling from outside Bathinda, search for the branch on a maps application using the bank name and locality, or call 164-2239092 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0006838 and your account number.
Common mistakes to avoid when using IFSC CNRB0006838
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – BATHINDA RETAIL ASSET HUB, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0006838. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bathinda Retail Asset Hub branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0006838, however, work 24x7.
Verifying IFSC CNRB0006838 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0006838 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 164-2239092.
- Visiting the bank's official branch locator page.
Branch address & contact
Canara BankBathinda Retail Asset Hub Branch
AMRIK SINGH ROAD, BATHINDA
Bathinda, Punjab
Phone: 164-2239092
IFSC: CNRB0006838
Frequently asked questions
Does Canara Bank Bathinda Retail Asset Hub branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 164-2239092 to confirm.
How quickly will an NEFT transfer using CNRB0006838 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Bathinda Retail Asset Hub reflect within 30 minutes.
How do I add Canara Bank Bathinda Retail Asset Hub as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0006838, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Canara Bank Bathinda Retail Asset Hub branch?
You can reach the branch at 164-2239092 during regular banking hours.
Is IFSC CNRB0006838 valid for NEFT and RTGS?
Yes. IFSC CNRB0006838 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC CNRB0006838 the same for all accounts at Bathinda Retail Asset Hub branch?
Yes. The IFSC CNRB0006838 is shared by every account held at Canara Bank's Bathinda Retail Asset Hub branch. Only the account number changes from customer to customer.
Summary
The IFSC code CNRB0006838 belongs to Canara Bank's BATHINDA RETAIL ASSET HUB branch, located at AMRIK SINGH ROAD, BATHINDA in BATHINDA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
