If you are searching for the IFSC code of Canara Bank, MICO BRANCH,BANGALORE branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is CNRB0002738. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MICO BRANCH,BANGALORE branch, and detailed step-by-step guides for using the IFSC CNRB0002738 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0002738 is the IFSC of Canara Bank's MICO BRANCH,BANGALORE branch. The format is fixed: CNRB = bank code, 0 = reserved, 002738 = branch identifier.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Mico Branch,Bangalore |
| IFSC Code | CNRB0002738 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANNERGHATTA ROAD,AUDUGODI,BANGALORE 560030 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 80 |
| Phone | 22485689 |
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Mico Branch,Bangalore branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0002738.
About the Mico Branch,Bangalore branch
The Mico Branch,Bangalore branch of Canara Bank is situated at BANNERGHATTA ROAD,AUDUGODI,BANGALORE 560030. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0002738 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's MICO BRANCH,BANGALORE branch came to be assigned the code CNRB0002738.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0002738, money simply cannot be routed to the MICO BRANCH,BANGALORE branch electronically.
How to transfer money using IFSC CNRB0002738
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0002738 across all three.
NEFT to Canara Bank, MICO BRANCH,BANGALORE using IFSC CNRB0002738
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0002738, and confirm that the system picks up Canara Bank – MICO BRANCH,BANGALORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0002738
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – MICO BRANCH,BANGALORE, ensure your bank's portal accepts IFSC CNRB0002738 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank MICO BRANCH,BANGALORE (IFSC CNRB0002738)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0002738 in your mobile or internet banking app, and the money is credited to the MICO BRANCH,BANGALORE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0002738 for Canara Bank – MICO BRANCH,BANGALORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0002738 | Yes – CNRB0002738 | Yes – CNRB0002738 |
For most retail customers crediting the Mico Branch,Bangalore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's MICO BRANCH,BANGALORE branch, the IFSC CNRB0002738 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mico Branch,Bangalore branch is mapped to IFSC CNRB0002738 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0002738.
Banking services available
The Mico Branch,Bangalore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-22485689.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0002738
MICR & cheque-truncation details
Cheques drawn on the Mico Branch,Bangalore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0002738 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Mico Branch,Bangalore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0002738 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CNRB0002738
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – MICO BRANCH,BANGALORE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0002738. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mico Branch,Bangalore branch
The branch is located at BANNERGHATTA ROAD,AUDUGODI,BANGALORE 560030, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Mico Branch,Bangalore branch” — the verified location pin for IFSC CNRB0002738 should appear at the top of the results.
- Confirm the branch is open by calling 80-22485689 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0002738 and your account number.
Verifying IFSC CNRB0002738 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0002738 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-22485689.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mico Branch,Bangalore branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0002738, however, work 24x7.
Branch address & contact
Canara BankMico Branch,Bangalore Branch
BANNERGHATTA ROAD,AUDUGODI,BANGALORE 560030
Bangalore, Karnataka
Phone: 80-22485689
IFSC: CNRB0002738
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mico Branch,Bangalore branch but serve different purposes.
What is the phone number of Canara Bank Mico Branch,Bangalore branch?
You can reach the branch at 80-22485689 during regular banking hours.
Does Canara Bank Mico Branch,Bangalore branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-22485689 to confirm.
Is IFSC CNRB0002738 the same for all accounts at Mico Branch,Bangalore branch?
Yes. The IFSC CNRB0002738 is shared by every account held at Canara Bank's Mico Branch,Bangalore branch. Only the account number changes from customer to customer.
Is IFSC CNRB0002738 valid for NEFT and RTGS?
Yes. IFSC CNRB0002738 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using CNRB0002738 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Mico Branch,Bangalore reflect within 30 minutes.
What is the IFSC code of Canara Bank Mico Branch,Bangalore branch?
The IFSC code of Canara Bank, Mico Branch,Bangalore branch is CNRB0002738. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code CNRB0002738 belongs to Canara Bank's MICO BRANCH,BANGALORE branch, located at BANNERGHATTA ROAD,AUDUGODI,BANGALORE 560030 in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
