Use this page as a one-stop reference for everything related to Canara Bank's KAMMASANDRA branch in BANGALORE, KARNATAKA. The branch's IFSC code CNRB0003852 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0003852 is the IFSC of Canara Bank's KAMMASANDRA branch. The format is fixed: CNRB = bank code, 0 = reserved, 003852 = branch identifier.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Kammasandra |
| IFSC Code | CNRB0003852 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CANARA BANK, NO.50/2, V KRISHNAPPA LAYOUT, NEAR GOVT, SCHOOL, ELECTRONIC CITY POST, KAMMASANDRA, BANGALORE, KARNATAKA, 560100 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 80 |
| Phone | 27849254 |
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Kammasandra branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0003852.
Kammasandra branch overview
Located at CANARA BANK, NO.50/2, V KRISHNAPPA LAYOUT, NEAR GOVT, SCHOOL, ELECTRONIC CITY POST, KAMMASANDRA, BANGALORE, KARNATAKA, 560100, the Kammasandra branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0003852 is required for all interbank electronic transfers routed through this branch.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KAMMASANDRA of Canara Bank — its own 11-character IFSC. The code CNRB0003852 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0003852 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CNRB0003852
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0003852 across all three.
How to use IFSC CNRB0003852 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's KAMMASANDRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0003852.
- Confirm the bank name auto-populates as Canara Bank and the branch as KAMMASANDRA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KAMMASANDRA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's KAMMASANDRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0003852 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank KAMMASANDRA (IFSC CNRB0003852)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0003852 in your mobile or internet banking app, and the money is credited to the KAMMASANDRA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kammasandra
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0003852:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KAMMASANDRA is still linked to IFSC CNRB0003852.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's KAMMASANDRA branch, the IFSC CNRB0003852 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kammasandra branch is mapped to IFSC CNRB0003852 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0003852.
Products and services
Customers walking into the Kammasandra branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0003852
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0003852 and the account number together uniquely identify the Kammasandra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CNRB0003852
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the KAMMASANDRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0003852 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – KAMMASANDRA:
- The IFSC is exactly CNRB0003852 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and KAMMASANDRA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kammasandra branch
The branch is located at CANARA BANK, NO.50/2, V KRISHNAPPA LAYOUT, NEAR GOVT, SCHOOL, ELECTRONIC CITY POST, KAMMASANDRA, BANGALORE, KARNATAKA, 560100, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Kammasandra branch” — the verified location pin for IFSC CNRB0003852 should appear at the top of the results.
- Confirm the branch is open by calling 80-27849254 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0003852 and your account number.
Verifying IFSC CNRB0003852 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0003852 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-27849254.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kammasandra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0003852 continue to work without interruption.
Branch address & contact
Canara BankKammasandra Branch
CANARA BANK, NO.50/2, V KRISHNAPPA LAYOUT, NEAR GOVT, SCHOOL, ELECTRONIC CITY POST, KAMMASANDRA, BANGALORE, KARNATAKA, 560100
Bangalore, Karnataka
Phone: 80-27849254
IFSC: CNRB0003852
Frequently asked questions
How do I add Canara Bank Kammasandra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0003852, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kammasandra branch but serve different purposes.
How quickly will an NEFT transfer using CNRB0003852 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Kammasandra reflect within 30 minutes.
What is the phone number of Canara Bank Kammasandra branch?
You can reach the branch at 80-27849254 during regular banking hours.
Does Canara Bank Kammasandra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-27849254 to confirm.
Can I use IFSC CNRB0003852 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0003852 to send funds instantly.
Where is Canara Bank Kammasandra branch located?
Canara Bank's Kammasandra branch is located at CANARA BANK, NO.50/2, V KRISHNAPPA LAYOUT, NEAR GOVT, SCHOOL, ELECTRONIC CITY POST, KAMMASANDRA, BANGALORE, KARNATAKA, 560100, Bangalore, Karnataka.
Is IFSC CNRB0003852 the same for all accounts at Kammasandra branch?
Yes. The IFSC CNRB0003852 is shared by every account held at Canara Bank's Kammasandra branch. Only the account number changes from customer to customer.
Final notes
To recap: CNRB0003852 is the IFSC code of Canara Bank, KAMMASANDRA branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
