Use this page as a one-stop reference for everything related to Canara Bank's BAMNAULI branch in BAMNAULI, UTTAR PRADESH. The branch's IFSC code CNRB0002148 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0002148 is the IFSC of Canara Bank's BAMNAULI branch. The format is fixed: CNRB = bank code, 0 = reserved, 002148 = branch identifier.
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bamnauli branch — IFSC CNRB0002148 — extends the bank's services to customers in and around Bamnauli, Uttar Pradesh.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Bamnauli |
| IFSC Code | CNRB0002148 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BAMNAULI , BAGHPAT DIST, (UP) - 250 620 |
| City | Bamnauli |
| District | Baghpat |
| State | Uttar Pradesh |
| STD Code | 1234 |
| Phone | 276024 |
About the Bamnauli branch
The Bamnauli branch of Canara Bank is situated at BAMNAULI , BAGHPAT DIST, (UP) - 250 620. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0002148 is used.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAMNAULI of Canara Bank — its own 11-character IFSC. The code CNRB0002148 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0002148 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Bamnauli branch
Once you have an account at Canara Bank – BAMNAULI, the IFSC CNRB0002148 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bamnauli branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0002148
How to transfer money using IFSC CNRB0002148
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0002148 across all three.
NEFT to Canara Bank, BAMNAULI using IFSC CNRB0002148
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0002148, and confirm that the system picks up Canara Bank – BAMNAULI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BAMNAULI
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's BAMNAULI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0002148 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank BAMNAULI (IFSC CNRB0002148)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0002148 in your mobile or internet banking app, and the money is credited to the BAMNAULI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bamnauli
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0002148:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAMNAULI is still linked to IFSC CNRB0002148.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CNRB0002148
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – BAMNAULI is still mapped to IFSC CNRB0002148. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0002148 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CNRB0002148
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the BAMNAULI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0002148 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0002148 and the account number together uniquely identify the Bamnauli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – BAMNAULI:
- The IFSC is exactly CNRB0002148 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and BAMNAULI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bamnauli branch
The branch is located at BAMNAULI , BAGHPAT DIST, (UP) - 250 620, which puts it inside Bamnauli, the broader Baghpat district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Bamnauli branch” — the verified location pin for IFSC CNRB0002148 should appear at the top of the results.
- Confirm the branch is open by calling 1234-276024 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0002148 and your account number.
Verifying IFSC CNRB0002148 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0002148 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1234-276024.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bamnauli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0002148, however, work 24x7.
Branch address & contact
Canara BankBamnauli Branch
BAMNAULI , BAGHPAT DIST, (UP) - 250 620
Bamnauli, Uttar Pradesh
Phone: 1234-276024
IFSC: CNRB0002148
Frequently asked questions
Is IFSC CNRB0002148 valid for NEFT and RTGS?
Yes. IFSC CNRB0002148 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bamnauli branch but serve different purposes.
How quickly will an NEFT transfer using CNRB0002148 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Bamnauli reflect within 30 minutes.
Can I use IFSC CNRB0002148 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0002148 to send funds instantly.
What is the IFSC code of Canara Bank Bamnauli branch?
The IFSC code of Canara Bank, Bamnauli branch is CNRB0002148. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CNRB0002148 the same for all accounts at Bamnauli branch?
Yes. The IFSC CNRB0002148 is shared by every account held at Canara Bank's Bamnauli branch. Only the account number changes from customer to customer.
Summary
The IFSC code CNRB0002148 belongs to Canara Bank's BAMNAULI branch, located at BAMNAULI , BAGHPAT DIST, (UP) - 250 620 in BAMNAULI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
