If you are searching for the IFSC code of Canara Bank, SIMULBARI branch in BAISI, BIHAR, this page has every detail you need. The verified IFSC code for this branch is CNRB0004584. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SIMULBARI branch, and detailed step-by-step guides for using the IFSC CNRB0004584 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's SIMULBARI branch, the IFSC CNRB0004584 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 004584 identifies this particular branch.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Simulbari |
| IFSC Code | CNRB0004584 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR VILL SIMULBARI PO ASJA MOWAIYA, PS- BAISI DISTRICT PURNEA BIHAR |
| City | Baisi |
| District | Purnia |
| State | Bihar |
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Simulbari branch — IFSC CNRB0004584 — extends the bank's services to customers in and around Baisi, Bihar.
Simulbari branch overview
Located at GROUND FLOOR VILL SIMULBARI PO ASJA MOWAIYA, PS- BAISI DISTRICT PURNEA BIHAR, the Simulbari branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0004584 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's SIMULBARI branch came to be assigned the code CNRB0004584.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0004584, money simply cannot be routed to the SIMULBARI branch electronically.
How to transfer money using IFSC CNRB0004584
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0004584 across all three.
NEFT to Canara Bank, SIMULBARI using IFSC CNRB0004584
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0004584, and confirm that the system picks up Canara Bank – SIMULBARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CNRB0004584
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – SIMULBARI, ensure your bank's portal accepts IFSC CNRB0004584 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – SIMULBARI, use IMPS. With IFSC CNRB0004584 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0004584 for Canara Bank – SIMULBARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0004584 | Yes – CNRB0004584 | Yes – CNRB0004584 |
For most retail customers crediting the Simulbari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's SIMULBARI branch, the IFSC CNRB0004584 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Simulbari branch is mapped to IFSC CNRB0004584 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0004584.
Products and services
Customers walking into the Simulbari branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0004584
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0004584 and the account number together uniquely identify the Simulbari branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CNRB0004584
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the SIMULBARI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0004584 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC CNRB0004584
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – SIMULBARI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0004584. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Simulbari branch sits at GROUND FLOOR VILL SIMULBARI PO ASJA MOWAIYA, PS- BAISI DISTRICT PURNEA BIHAR. If you are travelling from outside Baisi, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0004584 and your account number.
Verifying IFSC CNRB0004584 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0004584 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Simulbari branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0004584, however, work 24x7.
Branch address & contact
Canara BankSimulbari Branch
GROUND FLOOR VILL SIMULBARI PO ASJA MOWAIYA, PS- BAISI DISTRICT PURNEA BIHAR
Baisi, Bihar
Phone: the branch contact number
IFSC: CNRB0004584
Frequently asked questions
Is IFSC CNRB0004584 valid for NEFT and RTGS?
Yes. IFSC CNRB0004584 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Simulbari branch but serve different purposes.
How quickly will an NEFT transfer using CNRB0004584 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Simulbari reflect within 30 minutes.
What is the IFSC code of Canara Bank Simulbari branch?
The IFSC code of Canara Bank, Simulbari branch is CNRB0004584. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Canara Bank Simulbari branch?
You can reach the branch at the branch contact number during regular banking hours.
Can I use IFSC CNRB0004584 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0004584 to send funds instantly.
Is IFSC CNRB0004584 the same for all accounts at Simulbari branch?
Yes. The IFSC CNRB0004584 is shared by every account held at Canara Bank's Simulbari branch. Only the account number changes from customer to customer.
Where is Canara Bank Simulbari branch located?
Canara Bank's Simulbari branch is located at GROUND FLOOR VILL SIMULBARI PO ASJA MOWAIYA, PS- BAISI DISTRICT PURNEA BIHAR, Baisi, Bihar.
Final notes
To recap: CNRB0004584 is the IFSC code of Canara Bank, SIMULBARI branch, in BAISI, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
