Use this page as a one-stop reference for everything related to Canara Bank's TUGANA branch in BAGHPAT, UTTAR PRADESH. The branch's IFSC code CNRB0019481 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Canara Bank's TUGANA branch, the IFSC CNRB0019481 breaks down as follows: CNRB identifies the bank, 0 is the reserved character, and 019481 identifies this particular branch.
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Tugana branch — IFSC CNRB0019481 — extends the bank's services to customers in and around Baghpat, Uttar Pradesh.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Tugana |
| IFSC Code | CNRB0019481 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL TUGANA PO TUGANA DISTT BAGHPAT BAGHPAT UTTAR PRADESH INDIA 250617 |
| City | Baghpat |
| District | Baghpat |
| State | Uttar Pradesh |
About this branch
The branch is located at VILL TUGANA PO TUGANA DISTT BAGHPAT BAGHPAT UTTAR PRADESH INDIA 250617. It serves the Baghpat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0019481 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's TUGANA branch came to be assigned the code CNRB0019481.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0019481, money simply cannot be routed to the TUGANA branch electronically.
Account types you can open at the Tugana branch
Once you have an account at Canara Bank – TUGANA, the IFSC CNRB0019481 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Tugana branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0019481
How to transfer money using IFSC CNRB0019481
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0019481 across all three.
NEFT to Canara Bank, TUGANA using IFSC CNRB0019481
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0019481, and confirm that the system picks up Canara Bank – TUGANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TUGANA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's TUGANA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0019481 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank TUGANA (IFSC CNRB0019481)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0019481 in your mobile or internet banking app, and the money is credited to the TUGANA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0019481 for Canara Bank – TUGANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0019481 | Yes – CNRB0019481 | Yes – CNRB0019481 |
For most retail customers crediting the Tugana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0019481
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – TUGANA is still mapped to IFSC CNRB0019481. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0019481 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Tugana branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0019481 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Tugana branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0019481 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – TUGANA:
- The IFSC is exactly CNRB0019481 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and TUGANA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Tugana branch
The branch is located at VILL TUGANA PO TUGANA DISTT BAGHPAT BAGHPAT UTTAR PRADESH INDIA 250617, which puts it inside Baghpat, the broader Baghpat district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Tugana branch” — the verified location pin for IFSC CNRB0019481 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0019481 and your account number.
Verifying IFSC CNRB0019481 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0019481 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Tugana are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0019481 continue to work without interruption.
Branch address & contact
Canara BankTugana Branch
VILL TUGANA PO TUGANA DISTT BAGHPAT BAGHPAT UTTAR PRADESH INDIA 250617
Baghpat, Uttar Pradesh
Phone: the branch contact number
IFSC: CNRB0019481
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tugana branch but serve different purposes.
Where is Canara Bank Tugana branch located?
Canara Bank's Tugana branch is located at VILL TUGANA PO TUGANA DISTT BAGHPAT BAGHPAT UTTAR PRADESH INDIA 250617, Baghpat, Uttar Pradesh.
What is the phone number of Canara Bank Tugana branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using CNRB0019481 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Tugana reflect within 30 minutes.
Is IFSC CNRB0019481 valid for NEFT and RTGS?
Yes. IFSC CNRB0019481 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC CNRB0019481 the same for all accounts at Tugana branch?
Yes. The IFSC CNRB0019481 is shared by every account held at Canara Bank's Tugana branch. Only the account number changes from customer to customer.
Does Canara Bank Tugana branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Final notes
To recap: CNRB0019481 is the IFSC code of Canara Bank, TUGANA branch, in BAGHPAT, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
