Below are the complete branch details for Canara Bank, SPECIALISED SME BRANCH BAGHPAT branch, located in BAGHPAT, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0018560. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0018560 for Canara Bank – SPECIALISED SME BRANCH BAGHPAT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – SPECIALISED SME BRANCH BAGHPAT is CNRB0018560. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 018560 map to this branch in BAGHPAT, UTTAR PRADESH.
About the bank
Canara Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Specialised SME Branch Baghpat branch in Baghpat, Uttar Pradesh is part of this network and uses the IFSC code CNRB0018560 for all electronic settlement.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Specialised SME Branch Baghpat |
| IFSC Code | CNRB0018560 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MEERUT BAGHPAT ROAD BAGHPAT BAGHPAT 250 609 |
| City | Baghpat |
| District | Bagpat |
| State | Uttar Pradesh |
About this branch
The branch is located at MEERUT BAGHPAT ROAD BAGHPAT BAGHPAT 250 609. It serves the Baghpat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0018560 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's SPECIALISED SME BRANCH BAGHPAT branch came to be assigned the code CNRB0018560.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0018560, money simply cannot be routed to the SPECIALISED SME BRANCH BAGHPAT branch electronically.
Account types you can open at the Specialised SME Branch Baghpat branch
Once you have an account at Canara Bank – SPECIALISED SME BRANCH BAGHPAT, the IFSC CNRB0018560 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Specialised SME Branch Baghpat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0018560
How to transfer money using IFSC CNRB0018560
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0018560 across all three.
NEFT to Canara Bank, SPECIALISED SME BRANCH BAGHPAT using IFSC CNRB0018560
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CNRB0018560, and confirm that the system picks up Canara Bank – SPECIALISED SME BRANCH BAGHPAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SPECIALISED SME BRANCH BAGHPAT
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's SPECIALISED SME BRANCH BAGHPAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0018560 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank SPECIALISED SME BRANCH BAGHPAT (IFSC CNRB0018560)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0018560 in your mobile or internet banking app, and the money is credited to the SPECIALISED SME BRANCH BAGHPAT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0018560 for Canara Bank – SPECIALISED SME BRANCH BAGHPAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0018560 | Yes – CNRB0018560 | Yes – CNRB0018560 |
For most retail customers crediting the Specialised SME Branch Baghpat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's SPECIALISED SME BRANCH BAGHPAT branch, the IFSC CNRB0018560 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Specialised SME Branch Baghpat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CNRB0018560 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0018560 and the account number together uniquely identify the Specialised SME Branch Baghpat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – SPECIALISED SME BRANCH BAGHPAT:
- The IFSC is exactly CNRB0018560 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and SPECIALISED SME BRANCH BAGHPAT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Specialised SME Branch Baghpat branch
The branch is located at MEERUT BAGHPAT ROAD BAGHPAT BAGHPAT 250 609, which puts it inside Baghpat, the broader Bagpat district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Specialised SME Branch Baghpat branch” — the verified location pin for IFSC CNRB0018560 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0018560 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0018560 for Canara Bank – SPECIALISED SME BRANCH BAGHPAT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Specialised SME Branch Baghpat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0018560, however, work 24x7.
Branch address & contact
Canara BankSpecialised SME Branch Baghpat Branch
MEERUT BAGHPAT ROAD BAGHPAT BAGHPAT 250 609
Baghpat, Uttar Pradesh
Phone: the branch contact number
IFSC: CNRB0018560
Frequently asked questions
Can I use IFSC CNRB0018560 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0018560 to send funds instantly.
How quickly will an NEFT transfer using CNRB0018560 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Specialised SME Branch Baghpat reflect within 30 minutes.
Is IFSC CNRB0018560 valid for NEFT and RTGS?
Yes. IFSC CNRB0018560 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Canara Bank Specialised SME Branch Baghpat branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC CNRB0018560 the same for all accounts at Specialised SME Branch Baghpat branch?
Yes. The IFSC CNRB0018560 is shared by every account held at Canara Bank's Specialised SME Branch Baghpat branch. Only the account number changes from customer to customer.
Where is Canara Bank Specialised SME Branch Baghpat branch located?
Canara Bank's Specialised SME Branch Baghpat branch is located at MEERUT BAGHPAT ROAD BAGHPAT BAGHPAT 250 609, Baghpat, Uttar Pradesh.
Final notes
To recap: CNRB0018560 is the IFSC code of Canara Bank, SPECIALISED SME BRANCH BAGHPAT branch, in BAGHPAT, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
