Use this page as a one-stop reference for everything related to Canara Bank's BADDI branch in BADDI, HIMACHAL PRADESH. The branch's IFSC code CNRB0018991 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – BADDI is CNRB0018991. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 018991 map to this branch in BADDI, HIMACHAL PRADESH.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Baddi branch in Baddi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0018991.
About this branch
The branch is located at SCO NO 12 LAJ COMPLEX SAI ROAD BADDI HIMACHAL PRADESH 173205. It serves the Baddi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0018991 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Baddi |
| IFSC Code | CNRB0018991 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SCO NO 12 LAJ COMPLEX SAI ROAD BADDI HIMACHAL PRADESH 173205 |
| City | Baddi |
| District | Baddi |
| State | Himachal Pradesh |
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BADDI of Canara Bank — its own 11-character IFSC. The code CNRB0018991 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0018991 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0018991 and the account number together uniquely identify the Baddi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CNRB0018991
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0018991 across all three.
How to use IFSC CNRB0018991 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's BADDI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0018991.
- Confirm the bank name auto-populates as Canara Bank and the branch as BADDI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CNRB0018991
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – BADDI, ensure your bank's portal accepts IFSC CNRB0018991 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank BADDI (IFSC CNRB0018991)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0018991 in your mobile or internet banking app, and the money is credited to the BADDI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0018991 for Canara Bank – BADDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0018991 | Yes – CNRB0018991 | Yes – CNRB0018991 |
For most retail customers crediting the Baddi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's BADDI branch, the IFSC CNRB0018991 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Baddi branch is mapped to IFSC CNRB0018991 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0018991.
Banking services available
The Baddi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0018991
Online banking and IFSC CNRB0018991
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the BADDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0018991 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Baddi branch sits at SCO NO 12 LAJ COMPLEX SAI ROAD BADDI HIMACHAL PRADESH 173205. If you are travelling from outside Baddi, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0018991 and your account number.
Common mistakes to avoid when using IFSC CNRB0018991
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – BADDI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0018991. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Baddi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0018991 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CNRB0018991 for Canara Bank – BADDI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Canara BankBaddi Branch
SCO NO 12 LAJ COMPLEX SAI ROAD BADDI HIMACHAL PRADESH 173205
Baddi, Himachal Pradesh
Phone: the branch contact number
IFSC: CNRB0018991
Frequently asked questions
What is the phone number of Canara Bank Baddi branch?
You can reach the branch at the branch contact number during regular banking hours.
How do I add Canara Bank Baddi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0018991, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CNRB0018991 the same for all accounts at Baddi branch?
Yes. The IFSC CNRB0018991 is shared by every account held at Canara Bank's Baddi branch. Only the account number changes from customer to customer.
Can I use IFSC CNRB0018991 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0018991 to send funds instantly.
What is the IFSC code of Canara Bank Baddi branch?
The IFSC code of Canara Bank, Baddi branch is CNRB0018991. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Canara Bank Baddi branch located?
Canara Bank's Baddi branch is located at SCO NO 12 LAJ COMPLEX SAI ROAD BADDI HIMACHAL PRADESH 173205, Baddi, Himachal Pradesh.
How quickly will an NEFT transfer using CNRB0018991 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Baddi reflect within 30 minutes.
Does Canara Bank Baddi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Summary
The IFSC code CNRB0018991 belongs to Canara Bank's BADDI branch, located at SCO NO 12 LAJ COMPLEX SAI ROAD BADDI HIMACHAL PRADESH 173205 in BADDI, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
